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Which CRA?

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BluMoon
New Contributor

Which CRA?

Can anyone tell me which CRA Amex Business Simply Cash pulls from?  Also, which does Citi Dividend Platinum Rewards pull from?

Thanks!

Message 1 of 8
7 REPLIES 7
fused
Moderator Emeritus

Re: Which CRA?

Amex is a very big EX puller, but I'm not sure about their business cards. CITI pulled my EQ and TU reports in the past. BTW, I live in Hawaii. A lot of times it really depends where you leave. Which state are you in? Others who live in your state might be able to give you a better idea which CRA CITI might pull.

Message 2 of 8
DI
Super Contributor

Re: Which CRA?

Citi pulled EQ report when I apped.  And AMEX pulled EX.  I'm in Florida. 

Message 3 of 8
vish1
Valued Contributor

Re: Which CRA?

Sometimes Amex pulls more than 1. When I apped for my zync this january, citi pulled all 3 for me though it was pre-selected in online pre-selecteor and i reeived a instant online approval.

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 4 of 8
fused
Moderator Emeritus

Re: Which CRA?

 


@vish1 wrote:

Sometimes Amex pulls more than 1. When I apped for my zync this january, citi pulled all 3 for me though it was pre-selected in online pre-selecteor and i reeived a instant online approval.


You mean Amex pulled all three, right?Smiley Happy

 

Message 5 of 8
vish1
Valued Contributor

Re: Which CRA?

 


@fused wrote:

 


@vish1 wrote:

Sometimes Amex pulls more than 1. When I apped for my zync this january, citi pulled all 3 for me though it was pre-selected in online pre-selecteor and i reeived a instant online approval.


You mean Amex pulled all three, right?Smiley Happy

 


Yes

 

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 6 of 8
android01
Valued Contributor

Re: Which CRA?

Both Amex and Citi pulled EX (and only EX) for me in Minnesota.

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 7 of 8
BluMoon
New Contributor

Re: Which CRA?

I'm in SC.  EX also pulled my personal Amex card.  I didn't know if they would use the same CRA or a different one for the business class.  Does anyone know?

 

Also, what type of bank is Citi?  Do they have good customer service, are CLI's easy to get, average, difficult, etc.?  I've gotten a few rebate cards from companies lately on Citi cards and I've really liked them - use, checking bal., etc.  The thing I don't understand is that the Dividend Platinum Select MC is promoted by others - CC sites - as 5% rebate on rotating categories, but on Citi's website, they never guarantee more than 2% (using the phrase, "...at least 2%...").  Has anyone ever known them to just give 2% on rotating categories?

Message 8 of 8
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