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Which Card am I Missing?

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j_casteel
Valued Contributor

Re: Which Card am I Missing?


@MrCollector wrote:

Well that went right over my head. Looks like I've been approved for that one.


congrats!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 11 of 23
JKSIMMONS
Regular Contributor

Re: Which Card am I Missing?

I would agree that gardening is the way to go at this point. Who says you even need to apply for another card? Is 4 not going to be enough? You touched on all the big companies. I wouldn't apply unless there is a real benefit other than just getting another card/account open.

Message 12 of 23
aubie1kenobie2
Frequent Contributor

Re: Which Card am I Missing?

You can always try for a 61-day CLI with Amex (BCE first, then the Amex Delta after 6 months). The good thing about this app spree is that the cards prob will stagger in terms of when they start reporting (Amex prob will be the last one) so it would not freak the creditors out next month, but it may be best to quit while you're ahead. See you in the garden!


Starting Score: No credit history in July 2013, 663 in August (lender pulled)
Current Score: 773 (Discover FICO), 749 (DCU EQ)
Ultimate goal: Buy a house in 2016!
Message 13 of 23
yudeology101
Senior Contributor

Re: Which Card am I Missing?

Agreeing with everyone else here, come and join the garden!  You get a free wristband like this for just joining

gardenstrong.jpg

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 14 of 23
aubie1kenobie2
Frequent Contributor

Re: Which Card am I Missing?


@yudeology101 wrote:

Agreeing with everyone else here, come and join the garden!  You get a free wristband like this for just joining

gardenstrong.jpg


Lol. I didn't get mine. Must have gotten lost in the mail Smiley Very Happy


Starting Score: No credit history in July 2013, 663 in August (lender pulled)
Current Score: 773 (Discover FICO), 749 (DCU EQ)
Ultimate goal: Buy a house in 2016!
Message 15 of 23
yudeology101
Senior Contributor

Re: Which Card am I Missing?


@aubie1kenobie2 wrote:

@yudeology101 wrote:

Agreeing with everyone else here, come and join the garden!  You get a free wristband like this for just joining

gardenstrong.jpg


Lol. I didn't get mine. Must have gotten lost in the mail Smiley Very Happy


They were generated this morning!  Will send one to you shortly Smiley Wink

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 16 of 23
sailor_mercury
Valued Contributor

Re: Which Card am I Missing?


@yudeology101 wrote:

@aubie1kenobie2 wrote:

@yudeology101 wrote:

Agreeing with everyone else here, come and join the garden!  You get a free wristband like this for just joining

gardenstrong.jpg


Lol. I didn't get mine. Must have gotten lost in the mail Smiley Very Happy


They were generated this morning!  Will send one to you shortly Smiley Wink


Does this mean you know where I live???  Smiley Surprised

NFCU nCashRewards VISA - $20,000 | NFCU nRewards $10,000
AMEX Costco TrueEarnings $5,000 | AMEX Delta Gold $1,500
Chase SWA VISA $5,000 | Chase Slate $3,500 | Chase Amazon Rewards VISA $3,000
HSN Mastecard $3,500
Message 17 of 23
yudeology101
Senior Contributor

Re: Which Card am I Missing?


@sailor_mercury wrote:

@yudeology101 wrote:

@aubie1kenobie2 wrote:

@yudeology101 wrote:

Agreeing with everyone else here, come and join the garden!  You get a free wristband like this for just joining

gardenstrong.jpg


Lol. I didn't get mine. Must have gotten lost in the mail Smiley Very Happy


They were generated this morning!  Will send one to you shortly Smiley Wink


Does this mean you know where I live???  Smiley Surprised


For you, you have to come pick it up at my house since you're so close.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 18 of 23
j_casteel
Valued Contributor

Re: Which Card am I Missing?


@yudeology101 wrote:

Agreeing with everyone else here, come and join the garden!  You get a free wristband like this for just joining

gardenstrong.jpg


Thanks for the bracelets

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 19 of 23
Josh2942
Established Contributor

Re: Which Card am I Missing?

Once you start getting denied your chances for higher limits have been cut down by 99% just garden 

Jaguar F-Type R Loan 50K Balance
Goldman Sachs Signature Loan $29,000 TU 750 score pulled at time of loan.
Student Loan Debt $1,500
Credit Card Debt $300 1>% of $166,700
FAKO Transunion 723 Equifax 744
What's in my wallet? Chase Sapphire Reserve, Chase Freedom Unlimited, and AMEX Blue for Business
Message 20 of 23
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