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Which Cards Give Free Equifax FICO?

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AverageJoesCredit
Legendary Contributor

Re: Which Cards Give Free Equifax FICO?

Navy Fed, free Fico 9 Equifax lolSmiley Wink
Message 31 of 50
Anonymous
Not applicable

Re: Which Cards Give Free Equifax FICO?


@AverageJoesCredit wrote:
Navy Fed, free Fico 9 Equifax lolSmiley Wink

I wish they would make this available to their banking customers and not just their card holders since they have denied me twice so far. Smiley Sad

 

Fortunately, I can access Lenny’s score, as well as Fingerhut, but Fingerhut hasn’t updated my FICO since July 4th. :-/

Message 32 of 50
CreditMagic7
Mega Contributor

Re: Which Cards Give Free Equifax FICO?


@AverageJoesCredit wrote:
Navy Fed, free Fico 9 Equifax lolSmiley Wink

Yep, whatta shocker when checking them last month and finding a EQ FICO 9

Message 33 of 50
Anonymous
Not applicable

Re: Which Cards Give Free Equifax FICO?

citi costco visa

Message 34 of 50
cmm89
Frequent Contributor

Re: Which Cards Give Free Equifax FICO?

NFCU gives EQ FICO 9... A lot of folks have NFCU cards here.

 

ETA: OOPS, sorry AJC, didn't see your post.

What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)

What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)

Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client). I am a CERTIFIED FINANCIAL PLANNER™ practitioner, so feel free to message me if you have any planning/credit questions.

EQ 759, EX 765, TU 771 (06/10/2022)

I started with scores in the 400s in 2016. This forum is a Godsend--focus on the journey, be patient, and you'll definitely get there no matter the circumstances!

Message 35 of 50
J-F168
Frequent Contributor

Re: Which Cards Give Free Equifax FICO?

Creating a  Lenny  acount will result in HP or SP? i noticed that they requires full SSN.

EX 716 - EQ 707 - TU 724
BK 7 D/C Dec '16.
Message 36 of 50
J-F168
Frequent Contributor

Re: Which Cards Give Free Equifax FICO?

Lenny retrieves  EQ FICO8 score on the 15th of each month.

I created an acc and no HPSmiley Happy

EX 716 - EQ 707 - TU 724
BK 7 D/C Dec '16.
Message 37 of 50
K-in-Boston
Credit Mentor

Re: Which Cards Give Free Equifax FICO?

Correct, no HP for just using the Lenny app for the monthly EQ08 score. If you were to apply for a line of credit with them that would likely be a HP.
Message 38 of 50
J-F168
Frequent Contributor

Re: Which Cards Give Free Equifax FICO?

I found this on their website:

The credit application won’t impact your credit score. Once approved for a credit line, the account record and payments are reported to two credit bureaus, Equifax and TransUnion.

EX 716 - EQ 707 - TU 724
BK 7 D/C Dec '16.
Message 39 of 50
Anonymous
Not applicable

Re: Which Cards Give Free Equifax FICO?

I just got an email that Lenny Credit is no longer issuing credit lines AND are no longer providing credit scores for anyone who doesn't have an existing line of credit. Smiley Sad

Message 40 of 50
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