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Senior Contributor
Open123
Posts: 4,220
Registered: ‎02-23-2011
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Re: Which Cards Offer Check By Mail Payments

These days, if you live in certain major metropolitan areas, finding a place with VRs let alone allowing you to purchase them with a CC with be quite a challenge.  In Northern CA, they're all but gone; and, in the few places where they're still offered (not even CVS offers them anymore), a debit card is required.

 

 

Established Contributor
ztnjpv
Posts: 734
Registered: ‎02-01-2012
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Re: Which Cards Offer Check By Mail Payments

Yeah I was reading about all the hoopla last November at office depot. 

 

Now, I am just trying to clarify:

 

Is the problem with  others that don't say "VanillaReload" with the Amex logo (like Visa Gift cards and OneVanilla etc.) that you can't load that money to BlueBird directly? 

 

Can you fund BlueBird from Paypal? The PayPal cards are easy to find.

Start (Sept 2011): low-mid 600s. NOW: TU FICO: 801, EQ FICO 808, EX FICO 798 (PSECU). Goal: Achieved! Now Maintain!
Senior Contributor
Open123
Posts: 4,220
Registered: ‎02-23-2011
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Re: Which Cards Offer Check By Mail Payments


ztnjpv wrote:

Yeah I was reading about all the hoopla last November at office depot. 

 

Now, I am just trying to clarify:

 

Is the problem with  others that don't say "VanillaReload" with the Amex logo (like Visa Gift cards and OneVanilla etc.) that you can't load that money to BlueBird directly? 

 

Can you fund BlueBird from Paypal? The PayPal cards are easy to find.


Only a "Vanilla Reload" can be used to load funds directly into an Amex Bluebird account.  The "Vanilla Debit" or any other kinds of prepaids are unable to be used as a "load" into the Bluebird account.

 

To my knowledge, the only way to fund Bluebird with a credit card is through a Vanilla Reload card.  No other forms of prepaids will work.

Established Contributor
ztnjpv
Posts: 734
Registered: ‎02-01-2012
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Re: Which Cards Offer Check By Mail Payments

open123,

 

what about loading your paypal account with a paypal reload and then transferring the money to a checking account and then to bluebird?

Start (Sept 2011): low-mid 600s. NOW: TU FICO: 801, EQ FICO 808, EX FICO 798 (PSECU). Goal: Achieved! Now Maintain!
Senior Contributor
Open123
Posts: 4,220
Registered: ‎02-23-2011
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Re: Which Cards Offer Check By Mail Payments


ztnjpv wrote:

open123,

 

what about loading your paypal account with a paypal reload and then transferring the money to a checking account and then to bluebird?


This will work.

 

However, if done too often, Paypal will close your account.  They track when funds are loaded and immediately withdrawn.  

Valued Contributor
trumpet-205
Posts: 2,505
Registered: ‎11-11-2010
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Re: Which Cards Offer Check By Mail Payments

[ Edited ]

jake619 wrote:

That was vague.  I'm looking for any cards that allow you to pay bills by check that also generate rewards but don't count as cash advances.  For example, one of our car loans only accepts checks by mail or ACH from checking accounts.  I'd like to have a card that will cut a check payable to them so I can realize some rewards on the payments.  For that matter, how about mortgate or rent payments?  Does it even exist?


Wishful thinking.

 

Such thing does NOT exist. You want to know why purchase generates reward but BT and cash advance don't? It is because purchase generates swipe fee while other don't. Access check (which can fall under BT or cash advance depending the term) does not generate swipe fee, hence no reward.

 

Indriect route would be already mentioned BlueBird. However with OD no longer offering Vanilla Reload, you really can't squeeze reward out of this option.

 

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Contributor
ztnjpv
Posts: 734
Registered: ‎02-01-2012
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Re: Which Cards Offer Check By Mail Payments

Open123,

 

What business is it of paypal how much I transfer money? Is there a cost to them to move money in and out of paypal?

Start (Sept 2011): low-mid 600s. NOW: TU FICO: 801, EQ FICO 808, EX FICO 798 (PSECU). Goal: Achieved! Now Maintain!
Valued Contributor
trumpet-205
Posts: 2,505
Registered: ‎11-11-2010
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Re: Which Cards Offer Check By Mail Payments


ztnjpv wrote:

Open123,

 

What business is it of paypal how much I transfer money? Is there a cost to them to move money in and out of paypal?


That. It costs bank money to transfer money in fact.

 

There is also slight chances that you are using it to do money laundering.

 

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Senior Contributor
Open123
Posts: 4,220
Registered: ‎02-23-2011
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Re: Which Cards Offer Check By Mail Payments


ztnjpv wrote:

Open123,

 

What business is it of paypal how much I transfer money? Is there a cost to them to move money in and out of paypal?


Well, it really isn't any of their business, but this movement of monies sets off fraud and money laundering triggers in their system.  Basically, paypal, serve, and other prepaid services all set triggers to flag money movement.

 

Once a trigger is set, it's manually reviewed.  I've seen cases where they'll close accounts citing, "not used as intended."  Not saying you will be flagged, but it is a real possibility when funds are deposited and immediately withdrawn.


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