07-27-2013 12:14 AM
Simplicity is the best card for BT or just extended 0% promos.
The TY preferred is the best card if your are basing it upon the standard offers. NPSL, and better rewards.
However if you are including all ongoing promos, then the thank you would be the best, since its the only card that has a 5X unlimited gas, groceries and drug stores offer.
How long is the offer good for, enharu? Is there a cap one the bonus cash back? If there is a cap that is low, the difference will be rather minimal ...
1 year for the 5X and its unlimited, like longtime said. The 0% APR promo period lasts for 14 months, as opposed to the standard 12 months for the TY cards.
what about the best citi card for a low apr and the highest credit limit? dont care about rewards
The lowest APR citi has for their cards is 12.99% (not including sign-up promos). If you're seeking a low APR card, check out the Barclay Ring card, and also offerings by credit unions. Credit cards offered by the bigger banks tend to have higher APRs.
The credit limit they issue you is dependent on your credit history and income, rather than the type of card you're trying to get.
07-27-2013 06:31 AM
I got the Simplicity back in January of this year after receiving offer in mail. I plan to PC it to TY after the 18 month 0% period is over.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.