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New Contributor
2009
Posts: 59
Registered: ‎08-30-2008
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Which Credit Bureau does Bank of America use

Hello! I am in NC and I was wondering which credit bureau does Bank of America use?? I checked the who gave me credit site, but sometimes the site is incorrect. Thanks for any input.\

 

 

Thanks,

 

2009

Epic Contributor
Creditaddict
Posts: 21,744
Registered: ‎10-23-2007
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Re: Which Credit Bureau does Bank of America use

EX, if that's frozen, think they favor TU, but if you call in you can get them to pull EQ
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
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Frequent Contributor
74king
Posts: 403
Registered: ‎04-08-2009
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Re: Which Credit Bureau does Bank of America use


Creditaddict wrote:
EX, if that's frozen, think they favor TU, but if you call in you can get them to pull EQ

Agreed: Those are the two bureaus they favor. EX and TU, EQ rarely.

Equifax 787, TransUnion 793, Experian ? FAKO--> Who Cares
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
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Re: Which Credit Bureau does Bank of America use

They pulled EX for my CC here in NJ but they have softed all of them for AR. Mostly EX for that too but last month they did peek at EQ.
Established Contributor
cartercorp
Posts: 851
Registered: ‎07-01-2008
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Re: Which Credit Bureau does Bank of America use

Pulled TU twice for me just to open a chec/sav acct in (so cal) 
Contributor
dfgdfgdfgadfg
Posts: 99
Registered: ‎08-20-2008
0

Re: Which Credit Bureau does Bank of America use

I applied to BOA through their preapproval tool last week and they pulled Equifax. I was pretty surprised by that.
Senior Contributor
score_building
Posts: 3,561
Registered: ‎01-10-2008
0

Re: Which Credit Bureau does Bank of America use

they pull EQ (soft) if you app at their preapproval site.  for the real thing often EX sometimes TU but probably varies by location.
FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)

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