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Which Credit Bureau does Bank of America use

New Contributor

Which Credit Bureau does Bank of America use

Hello! I am in NC and I was wondering which credit bureau does Bank of America use?? I checked the who gave me credit site, but sometimes the site is incorrect. Thanks for any input.\

 

 

Thanks,

 

2009

Message 1 of 7
6 REPLIES
Epic Contributor

Re: Which Credit Bureau does Bank of America use

EX, if that's frozen, think they favor TU, but if you call in you can get them to pull EQ
Message 2 of 7
Frequent Contributor

Re: Which Credit Bureau does Bank of America use


Creditaddict wrote:
EX, if that's frozen, think they favor TU, but if you call in you can get them to pull EQ

Agreed: Those are the two bureaus they favor. EX and TU, EQ rarely.

Equifax 787, TransUnion 793, Experian ? FAKO--> Who Cares
Message 3 of 7
Senior Contributor

Re: Which Credit Bureau does Bank of America use

They pulled EX for my CC here in NJ but they have softed all of them for AR. Mostly EX for that too but last month they did peek at EQ.
Message 4 of 7
Established Contributor

Re: Which Credit Bureau does Bank of America use

Pulled TU twice for me just to open a chec/sav acct in (so cal) 
Message 5 of 7
Contributor

Re: Which Credit Bureau does Bank of America use

I applied to BOA through their preapproval tool last week and they pulled Equifax. I was pretty surprised by that.
Message 6 of 7
Senior Contributor

Re: Which Credit Bureau does Bank of America use

they pull EQ (soft) if you app at their preapproval site.  for the real thing often EX sometimes TU but probably varies by location.
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 7 of 7