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Which Credit Bureau does Kay Jewelers pull

Regular Contributor

Which Credit Bureau does Kay Jewelers pull

I'm thinking of applying for a Kays jewelers credit card and want to know which credit Bureau they pull?

-Current Score: TU 719 EQ 705 and EX 708 1-11-15
-My Goal: 740+ on all 3
-My wallet:
NFCU Cash Rewards 17k,Fidelity Amex 10.1k, QS 8k, DCU Visa Platinum 7.5k, Chase Freedom 7k, Penfed Promise 6.5k, Amex BCE 6k and Citi 5K.
Message 1 of 8
7 REPLIES
Regular Contributor

Re: Which Credit Bureau does Kay Jewelers pull

They pulled EQ for me.

$1,000 Amex ED, Amex PRG- NPSL,$5,000 Quicksilver Visa, $3750 CO Quicksilver One, $3,300 BarclayCard Rewards,$2000 Paypal Credit, $3500 Walmart, $1700 Target. $5000 Kay Jewlers, $3500 Amazon Prime Store Card, $1,600 Discover IT

652 EQ 661 TU 650 EX 4/19/2016
Message 2 of 8
Mega Contributor

Re: Which Credit Bureau does Kay Jewelers pull

They pulled EQ for me.



EQ FICO 548 3/3/16
Message 3 of 8
Established Contributor

Re: Which Credit Bureau does Kay Jewelers pull

Kay and Jareds basically have the same inventory and same card. I tend to think Jared has slightly better prices, but Kays has that Pandora-ish.

 

I would say choose one over the other if you have one store closer to you. Shipping to the store saves money.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 4 of 8
Member

Re: Which Credit Bureau does Kay Jewelers pull

Kays Jewlers Pull Eqifax Fico Score 688

Message 5 of 8
Frequent Contributor

Re: Which Credit Bureau does Kay Jewelers pull


dpride86 wrote:

I'm thinking of applying for a Kays jewelers credit card and want to know which credit Bureau they pull?


They pulled EQ for me.

Message 6 of 8
Community Leader
Valued Contributor

Re: Which Credit Bureau does Kay Jewelers pull

Yup, same here. EQ when I applied.
Message 7 of 8
Epic Contributor

Re: Which Credit Bureau does Kay Jewelers pull

they underwrite it themselves and are super easy! like they will approve 500's credit scores!

Message 8 of 8