Reply
New Contributor
dpride86
Posts: 59
Registered: ‎02-01-2013

Which Credit Bureau does Kay Jewelers pull

I'm thinking of applying for a Kays jewelers credit card and want to know which credit Bureau they pull?

D pride

Starting Score: Equifax 580 7-10- 12

Current Score: TU 688 EQ 660 and EX 700 3-10-13

My Goal: 700+ on all 3

In My wallet: Kays Jeweler 4k, Amazon Chase 3k, Livingsocial Chase 2k and Capital one Secured 0.2k :smileysad:
Established Member
ryox03
Posts: 10
Registered: ‎04-05-2007

Re: Which Credit Bureau does Kay Jewelers pull

They pulled EQ for me.

Mega Contributor
LS2982
Posts: 14,446
Registered: ‎04-09-2011

Re: Which Credit Bureau does Kay Jewelers pull

They pulled EQ for me.



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Established Contributor
NJTurnpike
Posts: 661
Registered: ‎02-20-2013

Re: Which Credit Bureau does Kay Jewelers pull

Kay and Jareds basically have the same inventory and same card. I tend to think Jared has slightly better prices, but Kays has that Pandora-ish.

 

I would say choose one over the other if you have one store closer to you. Shipping to the store saves money.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+