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Regular Contributor
Posts: 128
Registered: ‎02-01-2013
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Which Credit Bureau does Kay Jewelers pull

I'm thinking of applying for a Kays jewelers credit card and want to know which credit Bureau they pull?

-Current Score: TU 719 EQ 705 and EX 708 1-11-15
-My Goal: 740+ on all 3
-My wallet:
NFCU Cash Rewards 17k,Fidelity Amex 10.1k, QS 8k, DCU Visa Platinum 7.5k, Chase Freedom 7k, Penfed Promise 6.5k, Amex BCE 6k and Citi 5K.
Contributor
Posts: 97
Registered: ‎04-05-2007
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Re: Which Credit Bureau does Kay Jewelers pull

They pulled EQ for me.

$3,000 Quicksilver Visa, $2750 CO Quicksilver One, $2,000 BarclayCard Rewards, $400 CO Secured Plat,$2000 Paypal Credit, $850 Walmart, $800 Target. $2000 Kay Jewlers, $700 Amazon Prime Store Card

647 Eq Fico 8/21/15 628 Ex Fico 8/21/15 643 TU Fico 8/21/15
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Which Credit Bureau does Kay Jewelers pull

They pulled EQ for me.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 662
Registered: ‎02-20-2013
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Re: Which Credit Bureau does Kay Jewelers pull

Kay and Jareds basically have the same inventory and same card. I tend to think Jared has slightly better prices, but Kays has that Pandora-ish.

 

I would say choose one over the other if you have one store closer to you. Shipping to the store saves money.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Member
Posts: 5
Registered: ‎03-08-2013
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Re: Which Credit Bureau does Kay Jewelers pull

Kays Jewlers Pull Eqifax Fico Score 688

Frequent Contributor
Posts: 268
Registered: ‎05-10-2014
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Re: Which Credit Bureau does Kay Jewelers pull


dpride86 wrote:

I'm thinking of applying for a Kays jewelers credit card and want to know which credit Bureau they pull?


They pulled EQ for me.

Community Leader
Established Contributor
Posts: 920
Registered: ‎05-28-2013
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Re: Which Credit Bureau does Kay Jewelers pull

Yup, same here. EQ when I applied.
Epic Contributor
Posts: 25,853
Registered: ‎10-23-2007
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Re: Which Credit Bureau does Kay Jewelers pull

they underwrite it themselves and are super easy! like they will approve 500's credit scores!

Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
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