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Regular Contributor
dpride86
Posts: 107
Registered: ‎02-01-2013
0

Which Credit Bureau does Kay Jewelers pull

I'm thinking of applying for a Kays jewelers credit card and want to know which credit Bureau they pull?

-Current Score: TU 712 EQ 699 and EX 683 8-25-14
-My Goal: 700+ on all 3
-My wallet: NFCU Cash Rewards 14k, DCU Visa Platinum 7.5k, Penfed Promise 6.5k, Amex BCE 6k, Capital one QS 5K, Chase freedom 4k, Citi 3.8K, Amazon Chase 3.5k, Express 1.36k
Valued Member
ryox03
Posts: 38
Registered: ‎04-05-2007
0

Re: Which Credit Bureau does Kay Jewelers pull

They pulled EQ for me.

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Which Credit Bureau does Kay Jewelers pull

They pulled EQ for me.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
NJTurnpike
Posts: 662
Registered: ‎02-20-2013
0

Re: Which Credit Bureau does Kay Jewelers pull

Kay and Jareds basically have the same inventory and same card. I tend to think Jared has slightly better prices, but Kays has that Pandora-ish.

 

I would say choose one over the other if you have one store closer to you. Shipping to the store saves money.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Member
BOTTS
Posts: 5
Registered: ‎03-08-2013
0

Re: Which Credit Bureau does Kay Jewelers pull

Kays Jewlers Pull Eqifax Fico Score 688

Regular Contributor
CardHunter
Posts: 128
Registered: ‎05-10-2014
0

Re: Which Credit Bureau does Kay Jewelers pull


dpride86 wrote:

I'm thinking of applying for a Kays jewelers credit card and want to know which credit Bureau they pull?


They pulled EQ for me.

Established Contributor
eddie84
Posts: 571
Registered: ‎05-28-2013
0

Re: Which Credit Bureau does Kay Jewelers pull

Yup, same here. EQ when I applied.
8/16/14 EQ 724 | AmEx Platinum NPSL | Discover it $11k | BofA Travel Rewards Visa Sig $7k | Citi Platinum Select AAdvantage WMC $10k | Barclaycard Arrival+ WMC $9.7k | Jared/Kay $5.1k | Chase Sapphire Preferred $5k | BofA Cash Rewards Visa Sig $5k | DFS $5k | PayPal SC $5k | Citi Diamond Preferred MC $4.7k | BofA Better Balance Rewards MC $7k | Chase Freedom Visa $4k | Zales $5k | US Bank Visa Platinum $3k | Bloomingdale's $3k | Amex Hilton HHonors $2k | Macy's $1.2k | Amex Delta SkyMiles $1k | Chase Amazon $800
Mega Contributor
Creditaddict
Posts: 19,573
Registered: ‎10-23-2007
0

Re: Which Credit Bureau does Kay Jewelers pull

they underwrite it themselves and are super easy! like they will approve 500's credit scores!

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:

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