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Which Credit Report is Pulled by BoA

Contributor

Which Credit Report is Pulled by BoA

I am going to apply for BoA in 1 or 2 days (When I will see my credit card reporting 2 month) , can anybody tell from which bureau BoA pulls report.

 

I have too many inqueries on TU and too less on Experian.

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Message 1 of 16
15 REPLIES
Established Contributor

Re: Which Credit Report is Pulled by BoA

Twice Experian here in Florida.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 2 of 16
Contributor

Re: Which Credit Report is Pulled by BoA


CruzImperial wrote:

Twice Experian here in Florida.


ohh thats good, in that case I may get through BoA.

 

Anyone else have same experience in WA ??

 

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Message 3 of 16
Regular Contributor

Re: Which Credit Report is Pulled by BoA

My credit has been pulled 4 times by them in the last 2 years, and every time was TU. California

My wallet? AMEX PR Gold NPSL, AMEX HH 1k, Citi Hilton Reserve VS, CSP 9.2k, Chase Freedom 6.7k, Chase Sapphire 5.2k, USAA AMEX 2k, Cap 1 Cash 1.2k, BBRZ MC 500, Barclaycard Apple 1.5k, Barclay Ring 4.5k, Bank Americard 123 5.5k, NFCU Cash 14k

Starting Score: (9/27/10)TU:602 EQ:567
Current Score: TU:670 EQ:670 EX: 706 chase pull
Goal Score: TU:700 EQ:700


Take the FICO Fitness Challenge

My wallet? AMEX PR Gold, Citi Hilton Gold, Cap 1 Cash, BBRZ MC, Barclaycard Apple, Bank Americard Cash
Message 4 of 16
Senior Contributor

Re: Which Credit Report is Pulled by BoA

They pull EX for me.


Zero percent financing is where the devil lives...
10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
01/01/18 Fico8 scores: EX 655, EQ 661, TU 650
04/01/18 Fico8 scores: EX 637, EQ 630, TU 644 ow!
Message 5 of 16
Frequent Contributor

Re: Which Credit Report is Pulled by BoA

EX a week ago in NJ

 

Good luck!

In my wallet now: Amex PRG NPSL, Amex BCE $15k $17k (thanks to recent CLI), Chase Freedom 11k, CSP $6k, Chase United ME $5k, Citi Dividend $5.6k, Discover It $4.5k and a handful of other cards...
TU Dec 2013 - 752Sep 2013 - 764 - new all time maximum

Obsolete data &colonSmiley Wink Current TU - probably around ~750. I am now applying only for cards I can have fat sign-up bonuses on, repay them right away and close before next year. That's why BKLSBNKDELAWARE probably blacklisted me long ago, LOL...
Message 6 of 16
Established Member

Re: Which Credit Report is Pulled by BoA

TU here. I am in TX

Message 7 of 16
Frequent Contributor

Re: Which Credit Report is Pulled by BoA

EX in NY.


Current:
TU (5/14/14): 796 (Inquiries; 8/23/13)
EQ (3/23/14): 791 (Inquiries: 8/23/13)
EX (9/24/13): 780 (Inquiries: 7/2/12; 11/20/12; 7/30/13; 8/23/13)

Goals: No new inquiries for 2014, 800 for all CRs by 12/31/14
Message 8 of 16
Mega Contributor

Re: Which Credit Report is Pulled by BoA


wealthcreator wrote:

I am going to apply for BoA in 1 or 2 days (When I will see my credit card reporting 2 month) , can anybody tell from which bureau BoA pulls report.

 

I have too many inqueries on TU and too less on Experian.


They in my area (MD) pull EX. I would check out whogavemecredit.com to find out who they pull oin your area.

 




EQ FICO 548 3/3/16
Message 9 of 16
Contributor

Re: Which Credit Report is Pulled by BoA

They pulled TU for me

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Message 10 of 16