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Regular Contributor
Posts: 144
Registered: ‎09-25-2007
0

Which Discover card?

hee is my plan for new additions, I plan on apping for the Penfed card, and i am looking to also app for a discover or have my wife do it... i am just wondering which discover card? this should complete my collection.

 

i am also thinking discover cause i hear they do balance transfer offers for the life of balance, but i dont know if i should do it under me for both or me oenfed and my wife discover?

 

we plan on hopefully purchasing a home sometime last this year....

Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Which Discover card?

In the current economic conditions dont expect too much from any card. Keep your expectations low so you wont be disappointed.
Contributor
Posts: 94
Registered: ‎02-02-2009
0

Re: Which Discover card?

Don't expect a huge CL with Discover.:smileywink:
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In 1900, if a father put a roof over his family's head, he was a success.
Today, it takes a roof, deck, pool, and 4-car garage. And that's just the vacation home.
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Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
0

Re: Which Discover card?


y0rascal wrote:

hee is my plan for new additions, I plan on apping for the Penfed card, and i am looking to also app for a discover or have my wife do it... i am just wondering which discover card? this should complete my collection.

 

i am also thinking discover cause i hear they do balance transfer offers for the life of balance, but i dont know if i should do it under me for both or me oenfed and my wife discover?

 

we plan on hopefully purchasing a home sometime last this year....


What are your two FICO scores? Also, apping for any credit before shopping for a house can make some potential lenders nervous. The same goes for moving around balances.

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Established Contributor
Posts: 739
Registered: ‎06-30-2007
0

Re: Which Discover card?

[ Edited ]

here's my thoghts

 

Movita pay five months of interest to one month back? paying to get "rewarded?

with open road the 5% was limited $60 return each year your requied spend $100/month on gas and auto to get the full $60.

 

miles isn't to  bad  the double points first $2k so 4,000 exlcsive of  double points earned from shopdiscover

 

More the 5% offers are caped to any where  from $200 t0 $800, which downside to the card

Message Edited by rbbyrbsn on 03-19-2009 06:16 PM
Message Edited by rbbyrbsn on 03-19-2009 06:18 PM
People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS
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