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So a quick question. Many credit cards offer rewards in broad categories such as "dining"'. The no-fee barclay arrival does this for instance. Which merchant category codes does this cover? There is no "dining" MCC per the IRS. What other common rewards are there that have a broad sounding rewards category which isn't covered by the MCC codes?
IRS MCC code list:
http://www.irs.gov/irb/2004-31_IRB/ar17.html
Just a curiousity. Thanks!
Always check directly with the creditor:
http://www.barclaycardarrival.com/travel/?campaignId=1730&od=bcarrival&cellNumber=24#faq
How do you define travel and dining?
A travel purchase and redemption is defined as: Airlines, Travel Agencies & Tour Operators, Hotels, Motels & Resorts, Cruise Lines, Passenger Railways and Car Rental Agencies as defined by the merchant category code. A Dining purchase is defined as: Restaurants and Fast Food Restaurants as defined by the merchant category code. Purchases made at merchants that do not process transactions under these terms or that use incorrect merchant category codes will not qualify. Barclaycard is not responsible for incorrectly coded purchases.
(nm - dupe)