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Which MasterCard?

Valued Contributor

Which MasterCard?

I am currently looking for a better MasterCard. I am not a big spender, don't travel often, cash rewards is better for me.

My major spending are groceries, gas and eat out at times. I will apply next year though, since my FICO scores are around 710ish across the board.

I want to wait till 800ish before I apply.

 

So, besides Sallie Mae, which one(s) will you recommand?

Message 1 of 10
9 REPLIES
Established Contributor

Re: Which MasterCard?


DigitalArk wrote:

I am currently looking for a better MasterCard. I am not a big spender, don't travel often, cash rewards is better for me.

My major spending are groceries, gas and eat out at times. I will apply next year though, since my FICO scores are around 710ish across the board.

I want to wait till 800ish before I apply.

 

So, besides Sallie Mae, which one(s) will you recommand?


I have no experience with these cards but from a quick little search these cards may be a good fit for you:

 Fifth Third Preferred Card -

Earn Double Real Life Rewards℠ Points for Every $1 Spent on Dining, Travel, Gas and Grocery Purchases

 

Fifth Third Cash Rewards - 

Earn 1% on purchases

2% cash back for every $1 spent on gas, grocery, and discount stores

 

Barclaycard Rewards MasterCard -

Earn 1 point per $1 spent on purchases

Earn 2 points per $1 spent on gas, groceries and utilities, 1 point per $1 spent elsewhere






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 2 of 10
Epic Contributor

Re: Which MasterCard?

SAMs Club

Message 3 of 10
Highlighted
Valued Contributor

Re: Which MasterCard?

Thank you both for the info. Smiley Wink

Message 4 of 10
Established Contributor

Re: Which MasterCard?

If you don't mind me asking, why is the Sallie Mae card not an option?

 

If you're in their banking region (Midwest?), you might look at the Huntington Voice card (no AF, no FTF, 3x points on one category of your choosing and 1 point on everything else):

https://www.myhnbrewards.com/learnmore.aspx?source=ccrwdlm

Commenced gardening: March 23, 2017
Message 5 of 10
Regular Contributor

Re: Which MasterCard?


DigitalArk wrote:

I am currently looking for a better MasterCard. I am not a big spender, don't travel often, cash rewards is better for me.

My major spending are groceries, gas and eat out at times. I will apply next year though, since my FICO scores are around 710ish across the board.

I want to wait till 800ish before I apply.

 

So, besides Sallie Mae, which one(s) will you recommand?


Don't consider any other cards, Sallie Mae is what you want.

AMEX True Earnings (14k) || Discover IT (10k) || Chase Sapphire Preferred (6k) || Chase Freedom (6k) || Citi ThankYou Preferred (6.3k) || GE CareCredit (4.9k) || Citi Double Cash (4.9k) || Sallie Mae (4k) || Best Buy (2k) || AMEX Blue Cash Everyday (2k) || Target REDcard (1.5k)
Message 6 of 10
Moderator

Re: Which MasterCard?

Well, you've got gas and restaurants covered really with the Sam's MC. The only other thing is grocery, and I'm not sure which MC is better than SM for this.
Message 7 of 10
Senior Contributor

Re: Which MasterCard?


manwoot wrote:

DigitalArk wrote:

I am currently looking for a better MasterCard. I am not a big spender, don't travel often, cash rewards is better for me.

My major spending are groceries, gas and eat out at times. I will apply next year though, since my FICO scores are around 710ish across the board.

I want to wait till 800ish before I apply.

 

So, besides Sallie Mae, which one(s) will you recommand?


Don't consider any other cards, Sallie Mae is what you want.


Looks to me Sallie Mae would be your best bet Smiley Happy

Move the mouse over the cards for detailed view!
....Last HP 01 NOV 2016...............
Message 8 of 10
Mega Contributor

Re: Which MasterCard?

Sallie Mae and Sam's seem to be the most popular.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 10
Valued Contributor

Re: Which MasterCard?


coldnmn wrote:

Sallie Mae and Sam's seem to be the most popular.



coldnmn wrote:

Sallie Mae and Sam's seem to be the most popular.


+1 I agree 100%

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 10 of 10