Which Report Chase pulls in NJ

[Anonymous]

I am planning to apply to Chase Freedom in these days. Does anybody recently applied to Chase credit cards in NJ? Which report did they pull?

[Anonymous]

EXP for me.

[smallfry]

Experian for me as well.

[Anonymous]

Chase has been a pretty consistent EX puller except for area's that are very CRA  specific.

[Anonymous]

i hate this thing about NJ. everyone pulls EX

inquiries: EX 7 EQ 3 TU 0

[Anonymous]

Discover pulled TU and PenFed pulled EQ.

[ocheosa]

This is more information than you needed, but if any other NJians read this string click this link, hopefully it will be of some use:

• The majority of Banks pull EX (AMEX, BOA, Chase, Citi). Note if BOA or Chase pull a 2nd report its usually TU.  
• Credit Unions & GEMB pull EQ (JFCU, Penfed, Alliant, DCU, Lowes, JCPenney, Paypal).  
• US Bank, Discover, Barclays pull TU.

EDIT: As noted below, YMMV!

Message Edited by ocheosa on 10-20-2008 04:51 AM

[Miner]

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ocheosa wrote:

Credit Unions & GEMB pull EQ (JFCU, Penfed, Alliant, DCU, Lowes, JCPenney, Paypal).  

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I keep seeing this, but it isn't always true.  SOME CUs pull EX not EQ.  I know from 1st hand experience as everyone is pulling EX for me, even my CU on my last CLI request (and I was really counting on it being EQ).  Because my EX has been so battered and abused by CCCs, I've been force to put it in a rest home for awhile and can't do anything that might disturb it.

Message Edited by Miner on 10-19-2008 08:53 PM

[ocheosa]

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@Miner wrote:

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@ocheosa wrote:

Credit Unions & GEMB pull EQ (JFCU, Penfed, Alliant, DCU, Lowes, JCPenney, Paypal).  

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I keep seeing this, but it isn't always true.  SOME CUs pull EX not EQ.  I know from 1st hand experience as everyone is pulling EX for me, even my CU on my last CLI request (and I was really counting on it being EQ).  Because my EX has been so battered and abused by CCCs, I've been force to put it in a rest home for awhile and can't do anything that might disturb it.

Message Edited by Miner on 10-19-2008 08:08 PM

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Wow, I've had a total of 8 (opening accounts, CC's and CLI with JFCU) in the past 7 months and all were EQ. I wish they would have pulled EX for me. I will edit my post. Thanks for the correction.

[Anonymous]

ocheosa, i couldn`t see any link in your post?