To monitor my credit cards, I am using now Amex Credit Secure and Chase ID Protection. Recently I signed up for CreditWatch. I am not sure if I need both CS and Chase ID. I am going to cancel one of them. What do you think I should and what should I discontinue? Any suggestions?
I found that CreditSecure did not have fully updated balances. I pulled TC immediately afterwards (only the TU, it wasn't time for all three) and it had updated balances which didn't show on CreditSecure's TU section.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
I also use Amex CreditSecure. The credit and score report is provided by EXPERIAN, it takes usually 2 days for them to send you an email of any changes in your report. So far it's reliable, plus Experian is better than Equifax. I hate them, EQUIFAX IS THE WORST CREDIT BUREAU, they also ruining people financial.