Which bank should I bank with??

[BearsAndTurtlesRtheBest]

Okay SOOOO I might get a job as a receptionist or housekeeping at a Holiday Inn. Gonna go tomorrow to talk with the manager(fingers crossed). So I wanted to ask who should I bank with? I  have as local banks Citi, BofA, Wells Fargo, Chase, US Bank. Or a CU?

[BearsAndTurtlesRtheBest]

Ill check in with you guys tomorrow. Goodnight!

[daybreakgonesXe]

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@BearsAndTurtlesRtheBest wrote:

Okay SOOOO I might get a job as a receptionist or housekeeping at a Holiday Inn. Gonna go tomorrow to talk with the manager(fingers crossed). So I wanted to ask who should I bank with? I  have as local banks Citi, BofA, Wells Fargo, Chase, US Bank. Or a CU?

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That depends...although I would say pick the bank you'd like the closest relationship with, also pick a bank you'd liek to stick with long term. Are you in/going to college? If so, a student account would be fantastic for you! If you're not, and considering you're going for your first job, picking a bank/CU with a low minimum monthly balance would likely be best!

[Elcid89]

If you qualify, I'd highly suggest joining Navy Federal. If not, a credit union is usually a better option for your primary banking IMO if you have a simple banking relationship.

Once you progress up to needing multiple types of relationships (banking, wealth management, etc.) then you can start worrying about selecting the best firm for each purpose.

[john398]

Chase could be helpful

[Elcid89]

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@john398 wrote:

Chase could be helpful

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Chase is bad about nickel and diming mass-market account holders to death, IMO.

[longtimelurker]

I would choose an internet bank, better rates and less fees.  Large number of pretty good ones out there.

[mnavas]

I love banking with Chase!! They have a very nice website to manage your accounts online and They've been really good with me... I also have a CU Checking account but i mainly use Chase for my banking needs..

[CAnNY]

Key bank and I think Fidelity bank can't remember are offering $200 for new customers if you direct deposit so much within a certain time period. The Fidelity one I saw on a billboard about a month ago. Key Bank I saw somewhere just a day or two ago. Otherwise NFCU if you can get in.

[Dustink]

Most banks are good about not nickel and diming students.

For example chase will waive monthly fee's for 5 years. 

Or, if you have military relations, the big banks are great in that regard. They will permanently waive fee's for top tier accounts.

Otherwise as mentioned, credit unions will be the way to go for a basic account.