Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 237
Registered: ‎06-21-2010
0

Which banks or card issuers are the best at giving credit limit increases?

Which banks would you guys say are the best at giving CLIs?

 

I know that Navy Federal gives great credit limits and increases, but who else is known to be generous with their clis?

 

Also, please excuse my overruse of "CLI/credit limit increase" - I try to use both terms to make my posts search friendly.

Frequent Contributor
Posts: 474
Registered: ‎04-09-2012
0

Re: Which banks or card issuers are the best at giving credit limit increases?

GE backed cards are good at giving CLIs every 4 months.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Which banks or card issuers are the best at giving credit limit increases?

Secured cards are also very good at this.  Im not trying to be funny.  But if I want to up my Cap1 secured card's CL I just make an additional deposit.  Im steadly bumping funds into this and I'll have it at a good CL by time I refi house.  After refi I'll close the secured cards and then in a couple months once I get funds back I'll use it to buy some needed new furniture Smiley Happy  win/win



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Highlighted
Established Contributor
Posts: 711
Registered: ‎06-01-2012
0

Re: Which banks or card issuers are the best at giving credit limit increases?


Duncanrr wrote:

Secured cards are also very good at this.  Im not trying to be funny.  But if I want to up my Cap1 secured card's CL I just make an additional deposit.  Im steadly bumping funds into this and I'll have it at a good CL by time I refi house.  After refi I'll close the secured cards and then in a couple months once I get funds back I'll use it to buy some needed new furniture Smiley Happy  win/win


I dont know if this will work for you or not, but when I asked about getting my money back off of my secured card, the csa told me that it would take up to 90 days. I didnt care, but her suggestion was quite useful.

 

She said to pay bills, fill my tank, do whatever needed to be paid and save the cash I wouldve spent doing so. That way when I close the card im only waiting on a check for say $10 or so instead of $500. Maybe you could put furniture and other household needs on your card, then call to close it. Hopefully its the same as my pnc card and they dont charge interest because Im closing it and it might benefit you by getting those things when you get your new place.

 

Just wanted to throw that out there as an FYI Smiley Happy

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.