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Which card? Nfcu cash or nRewards?

Regular Contributor

Which card? Nfcu cash or nRewards?

Which card would be easier to get? The cash rewards has a variable rate the nRewards is fixed. I was thinking a variable rate would be easier. Thx
4 REPLIES
New Contributor

Re: Which card? Nfcu cash or nRewards?

What are you most interested in?

 

How much speding will you do annually on the card?

 

Will you carry a balance?

 

The cashreward gives 1% till you spend $10k in the year, then it bumps to 1.5%.  Best APR for this card is 9.65v

 

 

Regular Contributor

Re: Which card? Nfcu cash or nRewards?

Not really worried about the rewards. I know with other companies one card might require higher scores over another. I'm wondering which one could get with a 650 and at least 4K
New Contributor

Re: Which card? Nfcu cash or nRewards?

If you are not worried about the rewards, I would apply for the Platinum Visa or MC and get a potentially lower fixed rate APR.

 

 

Established Member

Re: Which card? Nfcu cash or nRewards?

l taked to a CSR at NFCU and she told me that they look for a certain score for any CC. Meaning you wont get declined for one card over another. Your credit score and income will get you a higher CL though.
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12/2009 - EQ - 678
12/2009 - TU - 690