Which card companys use Equifax?

[pip3man]

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@TheGardner wrote:
Freeze EX and TU then "most" will pull EQ

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True I agree with u. That strategy worked for me with Discover, BOA and MCU...that's what I do to get creditors pull whatever report I want them and it has always been successful. 

[longtimelurker]

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@takeshi74 wrote:

It's a bit much to expect everyone to list out every possibility and the CRA used can also depend on one's location.  I suggest Googling and looking at the credit pulls database.

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+1.   Just in case it's not clear to the OP: While there are some issuers that mainly/nearly always pull from one CRA, such as Amex on EX and Barclays on TU (and double pulls are still possible from these), many of the big issuers vary their pulls by region, so issuer X might pull EQ in CA, but TU in ME.  The credit pulls database contains people's self-reported experience, on what was pulled, their score, and success (with CL) or failure for that app.

[robbulous]

Discover is the only one that's pulled it for me. Most pull Experian in Texas. Chase will pull EQ in addition to Experian if you're borderline.

[Swapmeet]

USAA pulls Eq

[B335is]

Some credit pulls are obvious, like Amex pulling EX or Barclays pulling TU, but most are not.  A Citi applicant in New York may take a different pull than one in California, so a lot of it has to do with geography.  A few EQ for me:

Discover

FNBO

Commerce Bank

Comenity

KeyBank

Huntington