I would love to get the Discover More and Penfed cc for gas but I probably wont for a very long time. I'm trying to increase my fico score to buy a car/house/condo in the next couple of years and can't afford to decrease my AAoA or have one more new card right now.
So the only other card that I would realistically apply for this year would be the SPG. Even though it will hurt my Experian score(5 inq already) the damage should only last one year. But it would help all my other scores(I hope) with the backdating.
