DH has an EQ score of 748 as of 07/01/09 - ZERO baddies.
Here's what on his report:
1 old mortgage, pays as agrees, zero balance, closed
3 old auto loans, all pays as agrees, zero balance, closed
AU on 3 gas cards (2 are mine, 1 is his dad's)
He was approved for a Target Red card in June ($200 CL), but he can't seem to get approved for anything else - mostly I'm guessing b/c he doesn't have any current TLs that are his...
Any advice on which cards he would stand a chance of being approved for? Here's what he's been denied on so far: Hooters MC (pulled TU - 629), Cap One (pulled TU), GE Discount Tire (pulled EQ), GE Chevron (pulled TU), and Cabela's (pulled EQ).
If you have to HAVE credit to GET credit, where in the heck do you start?
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800FICOwannabe
07/01/09 - FICO scores: EQ - 696, TU - 622 (Asset Acceptance reinserted as a new collection)
06/01/09 - FICO scores: EQ - 637, TU - 641
05/04/09 - FICO scores: EQ - 660, TU - 647
04/21/09 - FICO scores: EQ - 711, TU - 642
09/09/08 - Mortgage Enhanced: EQ - 607, EX - 556, TU - 534
