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I would make a safe bet and say op is 19 years old.. in college and maybe a part time job. I wish I could go back to there and start over. A legit card? My father had a bank of the west cc... that looked like a plain jane blue card, nothing cool but could spend a 100k and they would never flinch about approving it. I would use my visa check card over seas and not worry about a legit card....who uses that slang anyways. I would not app again or risk all issuers having a prejudice against you
I'm actually in my thirties. I'm self-employed, renting an apartment in the middle of Manhattan for a little over $2000 a month. Not a kid by any means.