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09Lexie
Posts: 26,336
Registered: ‎09-13-2012
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Re: Which card should I choose? CSP or ??

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Open123
Posts: 4,194
Registered: ‎02-23-2011
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Re: Which card should I choose? CSP or ??

Naturally, I'd be a proponent of getting both!  In my view, I see two options:

 

1.  If one, CSP.  Larger bonus, points transfer to UA, SW, Hyatt, etc...has a cash equivalent value with more pts earning potential. 

 

2.  If two, then Explorer first.  Then, CSP afterwards.  Accrue points for both, cancel UA then next year and consolidate CL into the CSP for a larger CL.  After consoldation, if fee isn't worth it, downgrade to no fee Sapphire, but with large CL intact.

 

I'd say go for both!  :smileywink:

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FocusedAndDetermined
Posts: 6,420
Registered: ‎01-05-2013
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Re: Which card should I choose? CSP or ??


dodfire wrote:

Well well well :smileyhappy:

I go to sleep a few hours and look what happens..


LOL!


Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
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Re: Which card should I choose? CSP or ??


Open123 wrote:

Naturally, I'd be a proponent of getting both!  In my view, I see two options:

 

1.  If one, CSP.  Larger bonus, points transfer to UA, SW, Hyatt, etc...has a cash equivalent value with more pts earning potential. 

 

2.  If two, then Explorer first.  Then, CSP afterwards.  Accrue points for both, cancel UA then next year and consolidate CL into the CSP for a larger CL.  After consoldation, if fee isn't worth it, downgrade to no fee Sapphire, but with large CL intact.

 

I'd say go for both!  :smileywink:


+1 :smileyvery-happy:

 

Oh, you could try get the United Club 1st year AF waived too so that's also a viable option.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
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09Lexie
Posts: 26,336
Registered: ‎09-13-2012
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Re: Which card should I choose? CSP or ??

@Open123

Use the 'pre-approval for CSP and then app for Explorer.....hmm
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ElCamino
Posts: 208
Registered: ‎03-20-2013
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Re: Which card should I choose? CSP or ??

I'd go with the CSP.

 

If you've got the Freedom already, then the combo will generate you a ton of UR points.

 

The CSP has more versatility, and when you're not flying you can still use the points other ways.



Amex BCE: $16.5k, Discover It: $5k, Chase Freedom Visa: $10k, Fidelity Amex: $7.5k, PenFed Cash Rewards Visa: $3.5k, CapOne Union Plus MC: $4.5k, Barclays Upromise MC: $5k, BoA Cash Rewards 123 MC: $1.5k
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enharu
Posts: 7,132
Registered: ‎02-27-2013
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Re: Which card should I choose? CSP or ??

If you app for both same day, there's a chance it will be only 1 HP on each bureau! 

Chase been double / triple pulling quite a bit, so 2 apps for total of 2 HPs sounds like a great deal :smileyhappy:

 

Or you could it dodfire-style and app for 3-4 cards :smileytongue:

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Senior Contributor
Open123
Posts: 4,194
Registered: ‎02-23-2011
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Re: Which card should I choose? CSP or ??


09Lexie wrote:
@Open123

Use the 'pre-approval for CSP and then app for Explorer.....hmm

When it comes to points, more is well...more.

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Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
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Re: Which card should I choose? CSP or ??

You know my thoughts were CSP but open has a very good point about both and then canceling one after the year.

That being said I'm changing my opinion to both...Blame Open Lexie Lol

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


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09Lexie
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Registered: ‎09-13-2012
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Re: Which card should I choose? CSP or ??


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