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Which card to pay off? 24% on both

Member

Re: Which card to pay off? 24% on both

My apologies for not clarifying, 24% APR on both cards.

 

CO: 8K limit

Discover it: 5K limit


 

Message 11 of 15
Valued Contributor

Re: Which card to pay off? 24% on both

What other cards do you have, and what are their balances, limits, and APRs?

Message 12 of 15
Community Leader
Valued Contributor

Re: Which card to pay off? 24% on both


Kvnpak wrote:

My apologies for not clarifying, 24% APR on both cards.

 

CO: 8K limit

Discover it: 5K limit


 


Doubling down on my balance transfer suggestion given those balances and limits.


$500k+ club. | FICO 08 [Jan 2018]: EQ 742 (↓1) EX 736 (↓5) TU 736 (↓7) | World's worst gardener.


Message 13 of 15
Contributor

Re: Which card to pay off? 24% on both


HeavenOhio wrote:

The subject line says "24% on both." Smiley Happy


Thats the interest rate, not the utilization percentage.  If the OP were referring to utlization %, the first question should be, what are the interest rates on these accounts.

Message 14 of 15
Highlighted
Established Contributor

Re: Which card to pay off? 24% on both


K-in-Boston wrote:

Kvnpak wrote:

My apologies for not clarifying, 24% APR on both cards.

 

CO: 8K limit

Discover it: 5K limit


 


Doubling down on my balance transfer suggestion given those balances and limits.


Most definitely if the BT offers are available, if not, I would bring Discover down below 28% and throw the rest at Cap One.
Message 15 of 15