Which card to use for rewards?

Anonymous · ‎11-14-2014

Hello! Im trying to decide whether to use my logix fcu card in order to get a CLI from them since I just got the card last month or whether to use the capital one for 1.5 percent cash back or to use the barclay rewards card which I also just got last month. I do use my target card but prices are better at walmart and I do use cc for everything during the month like restauraunts,gas, and my bills. What do you recommend? Thanks!

Anonymous · ‎11-14-2014

@Anonymous wrote:
Hello! Im trying to decide whether to use my logix fcu card in order to get a CLI from them since I just got the card last month or whether to use the capital one for 1.5 percent cash back or to use the barclay rewards card which I also just got last month. I do use my target card but prices are better at walmart and I do use cc for everything during the month like restauraunts,gas, and my bills. What do you recommend? Thanks!

Don't you get 5% off with Target?

Anonymous · ‎11-14-2014

yes but some brands that i like they dont have and some prices are 5% higher. also i spend too much when i go to target so i limit it for that reason as well. im big on trader joes which is fairly economical also so im wondering which card is smarter to use in those cases.

Anonymous · ‎11-14-2014

@Anonymous wrote:
yes but some brands that i like they dont have and some prices are 5% higher. also i spend too much when i go to target so i limit it for that reason as well. im big on trader joes which is fairly economical also so im wondering which card is smarter to use in those cases.

Trader Joe's is economical?

Barclay Rewards may be the ticket here then.

Anonymous · ‎11-14-2014

yep great produce and cheap comparitively but then again i dont buy the expensive stuff there. also they have great meat and not too pricey either. maybe i have cheap taste LOL! i just did a balance transfer so the card has 1200 on it with a limit of 1900 so i wasnt sure if i should wait for my bonus at the end of the month to pay it off and then start using it or just use it now?

Anonymous · ‎11-14-2014

@Anonymous wrote:
yep great produce and cheap comparitively but then again i dont buy the expensive stuff there. also they have great meat and not too pricey either. maybe i have cheap taste LOL! i just did a balance transfer so the card has 1200 on it with a limit of 1900 so i wasnt sure if i should wait for my bonus at the end of the month to pay it off and then start using it or just use it now?

Use it. They won't mind.

Anonymous · ‎11-14-2014

okay! thanks nixon!

Anonymous · ‎11-14-2014

rewards card was great, you get 2x for utilities, so I paid my cellphone bill with it. also 2x for groceries, so I used safeway pharmacy instead of cvs or walgreens.