Which cards are easier to get?

[bigblue7722]

I am not apping for a long time but I am just wondering if you had to rank these 4 cards in terms of easiest to hardest to get which order would you put them in. Also which cards are more willing to do a recon and which cards are more willing to give out higher credit lines. Furthermore, which of the cards is more forgiving with past baddies like late payments. I have tried looking at who gave me credit but that site is very poor and most people dont put their credit scores. I know its a ymmv thing but just wondering what everyone thinks. So here are the 4 cards:

1. AMEX PRG

2. DISCOVER IT

3. CHASE FREEDOM

4. CHASE AMAZON

[takeshi74]

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@bigblue7722 wrote:

Also which cards are more willing to do a recon

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Chase is general tends to be willing to recon.

[longtimelurker]

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@takeshi74 wrote:

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@bigblue7722 wrote:

Also which cards are more willing to do a recon

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Chase is general tends to be willing to recon.

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Yes.   Also I think the experience here is that, in general, Discover won't start you out with a high CL (obviously there are many exceptions).

PRG as a charge card is easier than Amex CC, but not sure how easy compared to say Freedom.   

Also, it sounds as if the baddies are lates rather than COs, but if you burned Amex, then almost no chance with them for a long while.

[Creditaddict]

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@bigblue7722 wrote:

I am not apping for a long time but I am just wondering if you had to rank these 4 cards in terms of easiest to hardest to get which order would you put them in. Also which cards are more willing to do a recon and which cards are more willing to give out higher credit lines. Furthermore, which of the cards is more forgiving with past baddies like late payments. I have tried looking at who gave me credit but that site is very poor and most people dont put their credit scores. I know its a ymmv thing but just wondering what everyone thinks. So here are the 4 cards:

1. AMEX PRG

2. DISCOVER IT

3. CHASE FREEDOM

4. CHASE AMAZON

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1. Amex PRG

2. Chase Amazon

3. Discover iT

4. Chase Freedom

[k-s]

+1. Charge cards are almost always easier to get, Chase has lower underwriting requirements for Amazon than Freedom, and (in my experience), Discover is easier and more generous with CL than Freedom, especially for students or credit newbies.

[bigblue7722]

Thank you everyone! Any idea on why chase amazon is easier to get than the freedom? Or what is the min score for chase amazon?

[FinStar]

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@bigblue7722 wrote:

Thank you everyone! Any idea on why chase amazon is easier to get than the freedom? Or what is the min score for chase amazon?

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The Amazon Visa is slighly easier to obtain than Freedom.