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Just wondering which cards I have and in general do hard pull, credit limit increase.
When I received my Amazon store card, I pressed the "luv button" twice online because it said something like "unable to request for your account online...contact customer support".
So I decided to do the online chat and got it increased to $5k. A week later, I receive three envelopes from Synchrony at the same time; two for the denial and third for the CLI congratulation...lol
In my experience one of those would be Bank Of America exclusively except if THEY target you for a SP CLI.
Chase too as we're often reminded around here.
Yes, Chase loves doing HP's for CLI's.
can't forget citi cards & barclays if not targeted for SP cli
It's a bit much to expect us to list every card that does. I recommend assuming an HP if you're going to assume.
@takeshi74 wrote:It's a bit much to expect us to list every card that does. I recommend assuming an HP if you're going to assume.
I will just assume all major bank CCs are HP What can I do for a SP target?
Anyone know about Amazon Synchrony?
First a disclaimer: Nothing is guaranteed, and anytime you seek credit (or additional credit) there is always the possibility of a HP. As we've seen with Comenity, lenders can change the 'rules' at any time, and even though they historically have done business one way there's no guarantee that will continue.
That being said, most of the Synchrony cards will give you a CLI with only a SP, with the notable exception of Care Credit, which is always a HP.
Some of the Synchrony cards are Lowe's, Belk, Amazon (store card), J.C. Penney, Wal-Mart, Sam's Club, etc.