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Which cards should I try to apply for?

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Firefox2014
Established Member

Re: Which cards should I try to apply for?

Still no update on the Capital One card, will call back again tomorrow. I also applied for the Discover it Card, and was denied when I call the recon # I was told it was because of the paid collection, interestingly they pulled my Equifax instead of my Experian im in N, . so thats a tripple hit to my Equifax report. will go ahead and freeze my Equifax report until im good and ready to reapply again. Im still waiting on my TU to update, and will jump on the Walmart  or  Amazon card as suggested . Extremly nervous on the outcome of the Capital One card now.

Starting 06/07/2023 Vantage Scores
Transunion 670 Experian 0 Equifax 0
***************************************
Approved for Cap 1 6/9/2023 / Spouse added me to Amex BCE ( not reporting yet)
**************************************
8/15/2023
Transunion 721 Experian 691 Equifax 677 (Vantage)
Transunion 701 Experian 693 Equifax ? (Fico)
Message 11 of 14
Firefox2014
Established Member

Re: Which cards should I try to apply for?

So the veridict is in, here is the break down,

 

Chase Freedom Visa, CL $2200.00

Cap One QuicksilverOne MC - CL $1000.00

Discover IT -Denied due to Paid Collection/Short Credit History ( they did Offer the Discover IT secure )

 

Overall very happy with the 2/3 approval ration.!!!  Thank you for all the feedback.

 

 

Starting 06/07/2023 Vantage Scores
Transunion 670 Experian 0 Equifax 0
***************************************
Approved for Cap 1 6/9/2023 / Spouse added me to Amex BCE ( not reporting yet)
**************************************
8/15/2023
Transunion 721 Experian 691 Equifax 677 (Vantage)
Transunion 701 Experian 693 Equifax ? (Fico)
Message 12 of 14
ExplicitElicit
Established Contributor

Re: Which cards should I try to apply for?


@Firefox2014 wrote:

So the veridict is in, here is the break down,

 

Chase Freedom Visa, CL $2200.00

Cap One QuicksilverOne MC - CL $1000.00

Discover IT -Denied due to Paid Collection/Short Credit History ( they did Offer the Discover IT secure )

 

Overall very happy with the 2/3 approval ration.!!!  Thank you for all the feedback.

 

 


Congrats!

Message 13 of 14
bigblue7722
Valued Contributor

Re: Which cards should I try to apply for?


@Firefox2014 wrote:

So the veridict is in, here is the break down,

 

Chase Freedom Visa, CL $2200.00

Cap One QuicksilverOne MC - CL $1000.00

Discover IT -Denied due to Paid Collection/Short Credit History ( they did Offer the Discover IT secure )

 

Overall very happy with the 2/3 approval ration.!!!  Thank you for all the feedback.

 

 


congrats I would take discovers offer on the secured card. No AF it can only make you money cause it has the same rewards as the unsecured one. Plus it could gradutate. Think of the money you give them as a savings account. 

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 14 of 14
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