Credit Card Center Advertiser Disclosure

New Contributor
Posts: 62
Registered: ‎04-19-2007
0 Kudos

Which cards?

has highest initial credit limits,  and what scores do you need?
Frequent Contributor
Posts: 351
Registered: ‎04-02-2007
0 Kudos

Re: Which cards?

It all depends.  Are you just starting your credit history?  Are you rebuilding?  Do you have any seasoned tradelines?  If so, how many?  Do you have any CO's or a BK on your credit report?  How much income do you have?  A lot more is involved than a mere credit score. 
When I first started to rebuild my credit, I would see people post that they had received several cards or cards with high limits.  Some had scores much lower than mine so I gave it a shot.  I got several denials and the cards I did get had very low limits.  Why?  Because I had limited revolving credit history.  Actually I had limited history period. 
Just because one person with a credit score of 650 gets approved for a desired card with a certain limit doesn't mean you or I or the next person will get approved or get anywhere near that limit.  It depends not only on the score but everything else that is or isn't on that credit report.
Established Member
Posts: 20
Registered: ‎07-26-2007
0 Kudos

Re: Which cards?

i was thinking the same thing the other day. how ppl with lower FICOs than mine get high CLs. thanks for the explanation. so, there are a lot factors involved, not just the FICO score.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.