Credit Cards

[jwes2155]

has highest initial credit limits,  and what scores do you need?

[HouseHunter]

It all depends.  Are you just starting your credit history?  Are you rebuilding?  Do you have any seasoned tradelines?  If so, how many?  Do you have any CO's or a BK on your credit report?  How much income do you have?  A lot more is involved than a mere credit score. 

When I first started to rebuild my credit, I would see people post that they had received several cards or cards with high limits.  Some had scores much lower than mine so I gave it a shot.  I got several denials and the cards I did get had very low limits.  Why?  Because I had limited revolving credit history.  Actually I had limited history period. 

Just because one person with a credit score of 650 gets approved for a desired card with a certain limit doesn't mean you or I or the next person will get approved or get anywhere near that limit.  It depends not only on the score but everything else that is or isn't on that credit report.

[Gawtti]

i was thinking the same thing the other day. how ppl with lower FICOs than mine get high CLs. thanks for the explanation. so, there are a lot factors involved, not just the FICO score.