Which credit bureau does Macy's use

[greent]

Just wondering. Also their store card converts into Amex? Right?

[Anonymous]

I applied in early November 2015. It looks like they pulled Experian only. At the time, they had an Amex and a Macy's+only card if you didn't qualify for the Amex. I applied in store with around 750 and received a 6k limit.

[Anonymous]

You can Google CreditBoards and see what data they have for your state. And I wouldn't apply for any store credit cards if you can get regular real credit cards.

[creditguy]

Store cards no longer convert to the Amex version, you would have to apply separately for the Amex and do so in store.

[takeshi74]

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@Anonymous wrote:

You can Google CreditBoards and see what data they have for your state.

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Specifcally the Credit Pulls Database.

[Credit-hoarder]

Citigroup does the underwriting tor the Macy's cards now--and when I app-ed for my CLI last year they puled EQ for me in Va.

[nrm]

TU in CA.

[Anonymous]

Trick question do they pull according to your mailing address? what if I was in ny and applied in-store? I'm in CA.

[Anonymous]

What scores are typically approved

[Anonymous]

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@Anonymous wrote:
What scores are typically approved

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For the store card, the underwriting is pretty lenient.  I got mine early on in my rebuilding, when I was probably somewhere around 615.  They started me with a $300 CL, but within a couple of months I was able to request it be bumped up to $2500.  It was a hard pull for that, but at the time totally worth it.  

I can't speak to the AMEX scores needed.  I have been able to build a good relationship directly with American Express so haven't applied for any of the licensed cards.