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Which credit card is your daily driver?

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mongstradamus
Super Contributor

Re: Which credit card is your daily driver?

EDP got some more use today , since google finally charged my card for my new phone :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 41 of 52
disdreamin
Valued Contributor

Re: Which credit card is your daily driver?

Sallie Mae for fuel and the first ~$250 per month of groceries.

BCP for groceries after the first ~$250 per month.

Arrival + for general spend.

Message 42 of 52
Anonymous
Not applicable

Re: Which credit card is your daily driver?

CSP: Food, coffee

BCE: Groceries (and T-mobile cards), gas

Fidelity Amex: Rent, general spending (This alone gives me ~$600 a year non-taxed into a Roth Smiley Very Happy)

....or just CSP when Amex is a no-go.

 

 

I'm looking forward to PC'ing my BCE to a BCP soon, when the first year is up. I regret not starting with the preferred (but I thought AF's were the devil!).

Message 43 of 52
morgacj2004
Valued Contributor

Re: Which credit card is your daily driver?

It depends on which bonus I am chasing and how much spend is required. Generally keep 4-5 cards in the wallet and swtich them out every 2 months. Only exception is the Discover card which I have been using a lot lately due to their current qtrly promotions. I also use my Amazon store card exclusively for all Amazon. com purchases.


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 44 of 52
Anonymous
Not applicable

Re: Which credit card is your daily driver?

Cap One Venture 10k 4% and NAF.

Message 45 of 52
CreditMagic7
Mega Contributor

Re: Which credit card is your daily driver?

Right now it's BofA Cards ( i hold 2) along with Capital One!

 

Freakin drop dead awesome combo for me. High frequency begets high frequency in return from that pair.

 

Right now they're both Dynamic!!

Message 46 of 52
Anonymous
Not applicable

Re: Which credit card is your daily driver?

Amex BCP for groceries (+shell gift cards) and gas, Quicksilver for everything else but now that I've got Citi DC, I might just retire my Quicksilver for a while.

Message 47 of 52
Shooting-For-800
Senior Contributor

Re: Which credit card is your daily driver?

Capital One Venture World MasterCard (2% back on everything)

 

Wife uses one of my QuickSilver Signature Visas (1.5% back on everything)

 

I like to keep accounts separate (even though they are both mine.)

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 48 of 52
jeffm4688
Frequent Contributor

Re: Which credit card is your daily driver?

Right now, chase southwest because they just gave me an increase from $2000 to $5000 after 4 months. I should of asked for more, but I anticipate if I put more spend on it they'll give me 10K+ in another 4 months as 2 more baddies will be gone & my jeep will be paid down significantly boosting actual and internal scores.

 

Other than that I keep my new bestbuy visa signature as backup and penfed cash rewards for gas in my wallet.

FICO 12/2015 - EX 692 TU 685

FICO 10/2021 - EX 596 TU 605 EQ 600 - officially rebuilding.

What survived:
Amex HH - 1.5K | Amex Delta - 1K | Amex Bonvoy - 1.5K | Amex BRG - 3.5K | Amex BRG - 3.5K | Amex Business Cash- 2K | Amex Business Plus - 2K
Message 49 of 52
Anonymous
Not applicable

Re: Which credit card is your daily driver?

Barclay Rewards

 

Hopefully soon Arrival+

Message 50 of 52
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