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Just wanted to thank everyone who offered advice....
I also wanted to give you guys an update. I went ahead and applied for Discover It Card.They said they had to further review my application.
That I would hear from them within 5-7 days. So I thought it was surely a Denial... Lo and behold I receive a call from them yesterday evening.
They wanted to verify some of my info and the representative said she would be able to offer me a $1500 credit limit. I know it doesn't sound like much compared to the limits many of you have but, I figure at least its a start. I also went and applied for Capital One Quick Silver and got approved for $300.
Now I have a few more questions. I would like to purchase a house within the next 8-12 months. Do you guys think that 2 active revolving accounts is enough activity or do I need to apply for a couple more credit cards and if so what does everyone suggest? Do I apply now or wait a few more months?
I also currently have 3 inquiries. Would it hurt more score tremendously if I try for an additional card?
Like I said my main objective for building my credit score higher is to be approved for a mortgage.
Glad to hear it all went well. Congrats!
Congrats, your limit is a good starting point and enough TL's to build your file for homeownership
1st off, congrats !!!!! Over 200-pts per account in the past 12-months, would love for you to share with us all what you decide to do, and the outcomes. Your going to get alot of help, as the folks around here all seem to take care of each other and in regards to the sensitivity of the topic on most of our minds we all can relate to each other's accomplishments & set backs. We all have big hearts, and caring hearts and its obvious that when one of us has success, everyone cheer's and shares in the excitement. It reminds me of when a close friend of ours was on a waiting list for a Heart transplant, and there was a small group of about 10-familes who spent days, weeks, month's spending time together in the ICU waiting room, and when there was a match, everyone cheered for that individual & their family, and when one's wait exceeded there health's limits, everyone shared in the loss as if it was their family member that was taken. I feel that sense here at MyFico, for this community is made up of a population of some very caring & special people, and I am just honored to be in their company.