Established Member
Posts: 14
Registered: ‎08-09-2012

Which credit they pull

I found some really useful tips here so I thought it's good to share for everyone who is intersted which report did the lender pulled for me.

This is just my expirience and it's in Illinois.


- Capital One (cc app)  All three

- Discover (cc app) All three

- Chase (cc app) TU

- Wells Fargo (cc app) TU

- Pentagon Federal Credit Union (member app) EQ

- AmEx (cc app) All three

- Capital One (auto loan) EQ & EX

- Fifth Third Bank (auto loan) TU

- JPM Chase (auto loan) TU



- Chase (Amazon cc app) TU

- DuPage Credit Union TU


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Frequent Contributor
Posts: 471
Registered: ‎03-29-2011

Re: Which credit they pull

Not sure about the rest, but Chase is EQ here in Ohio. Amex is generally EX, unless marginal application, then they pull the other two.


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