Established Member
Posts: 14
Registered: ‎08-09-2012

Which credit they pull

I found some really useful tips here so I thought it's good to share for everyone who is intersted which report did the lender pulled for me.

This is just my expirience and it's in Illinois.


- Capital One (cc app)  All three

- Discover (cc app) All three

- Chase (cc app) TU

- Wells Fargo (cc app) TU

- Pentagon Federal Credit Union (member app) EQ

- AmEx (cc app) All three

- Capital One (auto loan) EQ & EX

- Fifth Third Bank (auto loan) TU

- JPM Chase (auto loan) TU



- Chase (Amazon cc app) TU

- DuPage Credit Union TU


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Frequent Contributor
Posts: 447
Registered: ‎03-29-2011

Re: Which credit they pull

Not sure about the rest, but Chase is EQ here in Ohio. Amex is generally EX, unless marginal application, then they pull the other two.

Chase Sapphire Preferred, Amex Hilton Honors Surpass, Amex BCE, BOA Travel Rewards, Amex MB Platinum

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