07-20-2007 01:59 PM
07-20-2007 02:24 PM - edited 07-20-2007 02:25 PM
07-20-2007 02:28 PM
alexismae wrote:Hi,I read alot of the myfico.com forum discussions, but have not yet seen an answer to one of my other questions.. Which strategy is best when trying to rebuild your credit. I currently have a little over 5K left in collections that I am currently paying off with monthly payments (i pay more if my budget allows me). My scores are as follow: TU - 603, EQ - 562 and EX-614. Due to identity theft, I am fighting 3 things that are on my report which 1 is showing delinquent, all of them are closed.My question, at what time is it good to begin opening CCs? After I pay off my debt completely or while i'm paying off my debt?Any advise is welcome.Thanks!Alexis
07-20-2007 04:52 PM
alexismae wrote:I currently have a little over 5K left in collections that I am currently paying off with monthly payments (i pay more if my budget allows me)....Due to identity theft, I am fighting 3 things that are on my report...My question, at what time is it good to begin opening CCs?
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