04-28-2009 12:54 PM - edited 04-28-2009 01:02 PM
04-28-2009 01:25 PM
I understand that the amount of credit available can hurt your FICO score so would it be better to decrease your credit card balance or the number of credit card you hold, based on the # years you've had the card? I know that the longer you've had the card the better.Message Edited by felberfam on 04-28-2009 01:02 PM
Having a lot of available credit will most certainly NOT damage your score. That sounds like a FAKO reason for a score. Forget you ever heard that.