Which is the best student cc?

[Anonymous]

Hello,

I'm looking for a second credit card. I'm currently a student and working part time. I have one card which the CL is $1000. I only use about $100 a month and then PIF when it show up in my account online. My FICO EQ 654. No lates, no baddies. I was thinking discover, chase, and citi forward. What do you think?

[Creditaddict]

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@Anonymous wrote:

Hello,

I'm looking for a second credit card. I'm currently a student and working part time. I have one card which the CL is $1000. I only use about $100 a month and then PIF when it show up in my account online. My FICO EQ 654. No lates, no baddies. I was thinking discover, chase, and citi forward. What do you think?

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Citi Forward would be my first choice because the CL's seem to be really big and of course the every 3 months CLI.

[Anonymous]

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@Creditaddict wrote:

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@Anonymous wrote:

Hello,

I'm looking for a second credit card. I'm currently a student and working part time. I have one card which the CL is $1000. I only use about $100 a month and then PIF when it show up in my account online. My FICO EQ 654. No lates, no baddies. I was thinking discover, chase, and citi forward. What do you think?

---

Citi Forward would be my first choice because the CL's seem to be really big and of course the every 3 months CLI.

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Does that go for every Citi card?

*guess I wont be closing my Citi card after it unsecures*

[Creditaddict]

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@Anonymous wrote:

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@Creditaddict wrote:

---

@Anonymous wrote:

Hello,

I'm looking for a second credit card. I'm currently a student and working part time. I have one card which the CL is $1000. I only use about $100 a month and then PIF when it show up in my account online. My FICO EQ 654. No lates, no baddies. I was thinking discover, chase, and citi forward. What do you think?

---

Citi Forward would be my first choice because the CL's seem to be really big and of course the every 3 months CLI.

---

Does that go for every Citi card?

*guess I wont be closing my Citi card after it unsecures*

---

According to the posts lately about citi, the CLI button appears online, 90% seem to be soft pulls and 10% ask for the form to be filled out.  There was just a very long post earlier this week about it.

[Anonymous]

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@Creditaddict wrote:

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@Anonymous wrote:

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@Creditaddict wrote:

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@Anonymous wrote:

Hello,

I'm looking for a second credit card. I'm currently a student and working part time. I have one card which the CL is $1000. I only use about $100 a month and then PIF when it show up in my account online. My FICO EQ 654. No lates, no baddies. I was thinking discover, chase, and citi forward. What do you think?

---

Citi Forward would be my first choice because the CL's seem to be really big and of course the every 3 months CLI.

---

Does that go for every Citi card?

*guess I wont be closing my Citi card after it unsecures*

---

According to the posts lately about citi, the CLI button appears online, 90% seem to be soft pulls and 10% ask for the form to be filled out.  There was just a very long post earlier this week about it.

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Thank for the info man. It seems that I'm learning lots of new credit-related information from you lately

[smc733]

Go with the Citi Forward card, you should be a guaranteed approval with a fair limit.

Chase is way too strict with the +1 MasterCard despite the fact that it IS supposed to be a student card.

And Discover student card, forget it.  They want way too much history, that by the time you have it, you're no longer a student.

[Anonymous]

I'm a student with 2 credit cards. I started with the BoA Student Visa with an $800 limit, did a product change to the BankAmericard and have gotten the limit up to $2,000. I also recently applied for the Citi Forward card, and was approved with a $4,000 limit. My credit scores are in the 690 range and my oldest credit card is 2 years old.

[score_building]

Affinity Federal CU has a nice one that is worthy of consideration:

http://www.affinityfcu.org/site/personal_youth_visa.html