Credit Cards

[coachmiff]

Looking for a prime card--seeing here their are so many options within each company

1) American express--which one of theirs is the easiest

2) chase same question

3) BOA

4)citi

scores 700 across the board--util 1%--income 46K

thanks!

Wallet: navy 7k, military star 2.5,usaa 1.5, wallmart 600--rebuilding

[shakalaka]

1) Go for a charge card, they are normally easier to get

2) Check the pre approval page and go for that

3) no idea

4) Check the pre approval page and go for that

Good luck

[Johnny_Favorite]

I have 720 score, low AAOA and about 8 inquiries. The only ones that would give me credit out of the major banks was Chase. So in my opinion and in my experience, it was Chase that was willing to give me a chance. The thing is, I have a bank acct with chase so not sure if that was a factor in the decision. Have had an acct for 5 years.

Barclays

Citi

Amex

Discover

all declined for reasons ranging from inquiries to too much new credit and not enough history. My girlfriend who has about 7 years of great history was denied for American Express due to inquiries but she was able to get Chase, Citi (low limit) and Barclays. Seems like as long as you don't have a lot of inquiries (less than 5 or 6 or so). Barclays sould be able to get you approved if you have a few years of good history.

[chnceit]

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coachmiff wrote:

Looking for a prime card--seeing here their are so many options within each company

1) American express--which one of theirs is the easiest

2) chase same question

3) BOA

4)citi

scores 700 across the board--util 1%--income 46K

thanks!

Wallet: navy 7k, military star 2.5,usaa 1.5, wallmart 600--rebuilding

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IMO and YMMV

1) AMEX Charge cards

2) Chase Freedom or Slate

3) Dont know

4) CITI Thank you or Simplicity

[ilovelisa]

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chnceit wrote:

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coachmiff wrote:

Looking for a prime card--seeing here their are so many options within each company

1) American express--which one of theirs is the easiest

2) chase same question

3) BOA

4)citi

scores 700 across the board--util 1%--income 46K

thanks!

Wallet: navy 7k, military star 2.5,usaa 1.5, wallmart 600--rebuilding

---

IMO and YMMV

1) AMEX Charge cards

2) Chase Freedom or Slate

3) Dont know

4) CITI Thank you or Simplicity

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I think with BOA any of the BankAmericard cards would be the easiest.