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New Contributor
Equinox
Posts: 56
Registered: ‎11-29-2008
0

Re: Which is your favorite card and why?

I'm actually really enjoying my Chase Sapphire Preferred - I've been booking flights with the reward program at 1.5x value per point for some relatively nice deals.
Frequent Contributor
FicoScore626
Posts: 253
Registered: ‎09-01-2009
0

Re: Which is your favorite card and why?

First Premier Bank Platinum MasterCard. Just the absurdity of this miserable card makes it my favorite, LOL
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Which is your favorite card and why?


FicoScore626 wrote:
First Premier Bank Platinum MasterCard. Just the absurdity of this miserable card makes it my favorite, LOL

 

Grim...
Moderator Emeritus
fused
Posts: 16,374
Registered: ‎03-12-2007
0

Re: Which is your favorite card and why?

I can't believe I'm saying this, but my favorite CC is my CITI dividend platinum select MC. Low APR, regular CLIs and no more hassles.
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Which is your favorite card and why?


fused wrote:
I can't believe I'm saying this, but my favorite CC is my CITI dividend platinum select MC. Low APR, regular CLIs and no more hassles.

I can believe it. My Diamond Preferred is rock solid. APR=6.99%, plus the other things you mention.

Established Contributor
Cory
Posts: 671
Registered: ‎03-15-2007
0

Re: Which is your favorite card and why?

I like my Penfed at the moment. I only have three credit cards, CCCU MasterCard, Penfed Visa Rewards, and Discover More Card.

 

Merry Christmas, and Happy New Year!!!

 

Cory

1. American Express Blue Cash Preferred~2. BankAmericard Cash Rewards World MasterCard~3. BankAmericard Travel Rewards Visa Signature ~4. Discover It~5. Citi Forward Visa Signature~6. CCCU MasterCard.
Regular Contributor
cpacfp
Posts: 123
Registered: ‎10-05-2007
0

Re: Which is your favorite card and why?

Bakalao2k

 

What were your credit stats, ie scores, utilization, inquiries etc when you got the 25K CL from US Bank.  How was the process?  income verification, etc.

 

thanks,

 

Frequent Contributor
bakalao2k
Posts: 448
Registered: ‎02-21-2009
0

Re: Which is your favorite card and why?


cpacfp wrote:

Bakalao2k

 

What were your credit stats, ie scores, utilization, inquiries etc when you got the 25K CL from US Bank.  How was the process?  income verification, etc.

 

thanks,

 


 

I've had that credit card since 2001.  My credit score at the time was in the mid 600s?  I don't remember what the initial credit limit was, but I've been a long time US Bank customer since the early 90's. I also have other accounts with US Bank: savings, overdraft protection LOC and a Premier Line Visa account.  US Bank financed my auto loan which I paid off in 2004.

 

I can't remember what my debt/income utilization was in 2001, but my highest was over 60% during the summer of 2007.  I've paid down most of my debt and I should be debt free by the spring of 2010.

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
New Member
MarvC
Posts: 7
Registered: ‎09-11-2009
0

Re: Which is your favorite card and why?

Simmons First Platinum Visa card...Very low interest rate it is the only card I use.

 

:smileyhappy: 


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