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Established Contributor
voidman
Posts: 540
Registered: ‎06-07-2008
0

Re: Which is your favorite card and why?

Chase Freedom.

 

Due to high CL 9k and I still enjoy the older top 3 in 15 category reward program. 

-void
Valued Contributor
Uborrow-Upay
Posts: 2,708
Registered: ‎10-16-2008
0

Re: Which is your favorite card and why?

Discover More.

 

Good customer service, nice rewards (if they're properly worked), and no problem with substantial CLIs.  They also don't seem to be overly anxious when I almost max out the card in any given month.

 

For personal use, I've pretty much made this my main card now.

 

 

Established Contributor
voidman
Posts: 540
Registered: ‎06-07-2008
0

Re: Which is your favorite card and why?

Discover More is on my list now.
-void
Senior Contributor
UpUpUp
Posts: 3,017
Registered: ‎06-03-2008
0

Re: Which is your favorite card and why?

I'm still loving my Chase Freedom Plus. 3% cashback in my top 6 spending categories. Pretty much everything I put on the card falls within this range and I've made a LOT of money back on this card in a year and a half.  I'm waiting for them to discontinue the rewards program and when they do I'll use a different card, but for now, I'm making atleast $100 a month on this baby, I love it.
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Which is your favorite card and why?


UpUpUp wrote:
I'm still loving my Chase Freedom Plus. 3% cashback in my top 6 spending categories. Pretty much everything I put on the card falls within this range and I've made a LOT of money back on this card in a year and a half.  I'm waiting for them to discontinue the rewards program and when they do I'll use a different card, but for now, I'm making atleast $100 a month on this baby, I love it.

 

You've been MIA. Welcome back!
Senior Contributor
UpUpUp
Posts: 3,017
Registered: ‎06-03-2008
0

Re: Which is your favorite card and why?


creditwherecreditisdue wrote:

UpUpUp wrote:
I'm still loving my Chase Freedom Plus. 3% cashback in my top 6 spending categories. Pretty much everything I put on the card falls within this range and I've made a LOT of money back on this card in a year and a half.  I'm waiting for them to discontinue the rewards program and when they do I'll use a different card, but for now, I'm making atleast $100 a month on this baby, I love it.

 

You've been MIA. Welcome back!

Thank you!!!

 

Things are finally settling down a little for me this week. So, this was my first stop.  

Established Contributor
okstatefan5945
Posts: 517
Registered: ‎04-13-2009
0

Re: Which is your favorite card and why?


voidman wrote:
Discover More is on my list now.

 

+1

 

I have not heard anything bad about this card and would love to get into the discover family although I am not "worthy" of that family yet. But that is one of my future card goals when I get there. Slow and steady to get there but I will get there eventually and the Discover More Card will be the one that welcomes me in.

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2011 Credit Goals
1. No Lates
2. Join the 700 club
3. No inquiries
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Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
0

Re: Which is your favorite card and why?

Seems like Discover is winning the best card category.  It truly is a one of kind card. It's the best card ever!!   Blue Cash from AMEX is good too.  I got a CLI just after two months. Maybe AMEX  were just apologizing for starting me with a $2000 limit. 
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Which is your favorite card and why?

Discover More is a good second card, but I really don't think it is the best card. The rewards program isn't really good enough for that.
Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
0

Re: Which is your favorite card and why?


creditwherecreditisdue wrote:
Discover More is a good second card, but I really don't think it is the best card. The rewards program isn't really good enough for that.

Having the card with it's credit line intact and not worrying about an AA outweighs the rewards program.   One can have a card that offers the best rewards.  But when the credit line decrease it quickly become the worst card ever.  


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