Reply
New Contributor
Posts: 56
Registered: ‎11-29-2008
0

Re: Which is your favorite card and why?

I'm actually really enjoying my Chase Sapphire Preferred - I've been booking flights with the reward program at 1.5x value per point for some relatively nice deals.
Frequent Contributor
Posts: 253
Registered: ‎09-01-2009
0

Re: Which is your favorite card and why?

First Premier Bank Platinum MasterCard. Just the absurdity of this miserable card makes it my favorite, LOL
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Which is your favorite card and why?


FicoScore626 wrote:
First Premier Bank Platinum MasterCard. Just the absurdity of this miserable card makes it my favorite, LOL

 

Grim...
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
0

Re: Which is your favorite card and why?

I can't believe I'm saying this, but my favorite CC is my CITI dividend platinum select MC. Low APR, regular CLIs and no more hassles.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Which is your favorite card and why?


fused wrote:
I can't believe I'm saying this, but my favorite CC is my CITI dividend platinum select MC. Low APR, regular CLIs and no more hassles.

I can believe it. My Diamond Preferred is rock solid. APR=6.99%, plus the other things you mention.

Established Contributor
Posts: 684
Registered: ‎03-15-2007
0

Re: Which is your favorite card and why?

I like my Penfed at the moment. I only have three credit cards, CCCU MasterCard, Penfed Visa Rewards, and Discover More Card.

 

Merry Christmas, and Happy New Year!!!

 

Cory

Regular Contributor
Posts: 123
Registered: ‎10-05-2007
0

Re: Which is your favorite card and why?

Bakalao2k

 

What were your credit stats, ie scores, utilization, inquiries etc when you got the 25K CL from US Bank.  How was the process?  income verification, etc.

 

thanks,

 

Frequent Contributor
Posts: 449
Registered: ‎02-21-2009
0

Re: Which is your favorite card and why?


cpacfp wrote:

Bakalao2k

 

What were your credit stats, ie scores, utilization, inquiries etc when you got the 25K CL from US Bank.  How was the process?  income verification, etc.

 

thanks,

 


 

I've had that credit card since 2001.  My credit score at the time was in the mid 600s?  I don't remember what the initial credit limit was, but I've been a long time US Bank customer since the early 90's. I also have other accounts with US Bank: savings, overdraft protection LOC and a Premier Line Visa account.  US Bank financed my auto loan which I paid off in 2004.

 

I can't remember what my debt/income utilization was in 2001, but my highest was over 60% during the summer of 2007.  I've paid down most of my debt and I should be debt free by the spring of 2010.

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
New Member
Posts: 7
Registered: ‎09-11-2009
0

Re: Which is your favorite card and why?

Simmons First Platinum Visa card...Very low interest rate it is the only card I use.

 

Smiley Happy 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.