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Which is your favorite card and why?

New Contributor

Re: Which is your favorite card and why?

I'm actually really enjoying my Chase Sapphire Preferred - I've been booking flights with the reward program at 1.5x value per point for some relatively nice deals.
Message 41 of 49
Frequent Contributor

Re: Which is your favorite card and why?

First Premier Bank Platinum MasterCard. Just the absurdity of this miserable card makes it my favorite, LOL
Message 42 of 49
Senior Contributor

Re: Which is your favorite card and why?


FicoScore626 wrote:
First Premier Bank Platinum MasterCard. Just the absurdity of this miserable card makes it my favorite, LOL

 

Grim...
Message 43 of 49
Moderator Emeritus

Re: Which is your favorite card and why?

I can't believe I'm saying this, but my favorite CC is my CITI dividend platinum select MC. Low APR, regular CLIs and no more hassles.
Message 44 of 49
Senior Contributor

Re: Which is your favorite card and why?


fused wrote:
I can't believe I'm saying this, but my favorite CC is my CITI dividend platinum select MC. Low APR, regular CLIs and no more hassles.

I can believe it. My Diamond Preferred is rock solid. APR=6.99%, plus the other things you mention.

Message 45 of 49
Established Contributor

Re: Which is your favorite card and why?

I like my Penfed at the moment. I only have three credit cards, CCCU MasterCard, Penfed Visa Rewards, and Discover More Card.

 

Merry Christmas, and Happy New Year!!!

 

Cory

American Express Blue Cash Everyday; American Express Everyday; Barclay's AAdvantage Aviator World Elite MasterCard; Citi Thank You Premier World Elite MasterCard; Citi Double Cash; Navy Federal cashRewards Visa Signature Card.
Message 46 of 49
Regular Contributor

Re: Which is your favorite card and why?

Bakalao2k

 

What were your credit stats, ie scores, utilization, inquiries etc when you got the 25K CL from US Bank.  How was the process?  income verification, etc.

 

thanks,

 

Message 47 of 49
Frequent Contributor

Re: Which is your favorite card and why?


cpacfp wrote:

Bakalao2k

 

What were your credit stats, ie scores, utilization, inquiries etc when you got the 25K CL from US Bank.  How was the process?  income verification, etc.

 

thanks,

 


 

I've had that credit card since 2001.  My credit score at the time was in the mid 600s?  I don't remember what the initial credit limit was, but I've been a long time US Bank customer since the early 90's. I also have other accounts with US Bank: savings, overdraft protection LOC and a Premier Line Visa account.  US Bank financed my auto loan which I paid off in 2004.

 

I can't remember what my debt/income utilization was in 2001, but my highest was over 60% during the summer of 2007.  I've paid down most of my debt and I should be debt free by the spring of 2010.

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Message 48 of 49
New Member

Re: Which is your favorite card and why?

Simmons First Platinum Visa card...Very low interest rate it is the only card I use.

 

Smiley Happy 

Message 49 of 49