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Established Contributor
Posts: 757
Registered: ‎03-16-2012
0

Which lender is inquiry sensitive??

 

chase, discover,amex,  and citi??

 

From the least to the most

 

 

 


Starting Score: TU: 481 12/30/2015 EQ:561 12/30/2015 EX:532 12/30/2015 (MYFICOS) BK FILED: 09/2015 DISCHARGED 12/2015 -- 02/28/2016 TU:551 EQ: 599 EX: 561
New Contributor
Posts: 89
Registered: ‎08-03-2012
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Re: Which lender is inquiry sensitive??

From personal experience, I'd say Citi. All others approved me EVEN with the wasted inquiries on Citicards beforehand.

Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: Which lender is inquiry sensitive??

Barclay's is

Established Contributor
Posts: 757
Registered: ‎03-16-2012
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Re: Which lender is inquiry sensitive??


melbaro wrote:

From personal experience, I'd say Citi. All others approved me EVEN with the wasted inquiries on Citicards beforehand.


I've wasted 2 inquiries on citi, 2 on amex and 2 on chase on my EX report the past 4 months... all denied.. those three were the cards I would like to have in the future including discover... ... so citi is the most.... how about discover and chase?? I think amex is not so inquiry sensitive cause they have their own scoring system....


Starting Score: TU: 481 12/30/2015 EQ:561 12/30/2015 EX:532 12/30/2015 (MYFICOS) BK FILED: 09/2015 DISCHARGED 12/2015 -- 02/28/2016 TU:551 EQ: 599 EX: 561
Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010
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Re: Which lender is inquiry sensitive??

Citi, AMEX, Discover, then Chase.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
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Established Contributor
Posts: 757
Registered: ‎03-16-2012
0

Re: Which lender is inquiry sensitive??


john398 wrote:

Barclay's is


for some reason, barclay denied me TWICE as well the past year....lol.... i never get any love from them


Starting Score: TU: 481 12/30/2015 EQ:561 12/30/2015 EX:532 12/30/2015 (MYFICOS) BK FILED: 09/2015 DISCHARGED 12/2015 -- 02/28/2016 TU:551 EQ: 599 EX: 561

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