cancel
Showing results for 
Search instead for 
Did you mean: 

Which lender is inquiry sensitive??

Established Contributor

Which lender is inquiry sensitive??

 

chase, discover,amex,  and citi??

 

From the least to the most

 

 

 


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
5 REPLIES
New Contributor

Re: Which lender is inquiry sensitive??

From personal experience, I'd say Citi. All others approved me EVEN with the wasted inquiries on Citicards beforehand.

Senior Contributor

Re: Which lender is inquiry sensitive??

Barclay's is

Established Contributor

Re: Which lender is inquiry sensitive??


melbaro wrote:

From personal experience, I'd say Citi. All others approved me EVEN with the wasted inquiries on Citicards beforehand.


I've wasted 2 inquiries on citi, 2 on amex and 2 on chase on my EX report the past 4 months... all denied.. those three were the cards I would like to have in the future including discover... ... so citi is the most.... how about discover and chase?? I think amex is not so inquiry sensitive cause they have their own scoring system....


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Valued Contributor

Re: Which lender is inquiry sensitive??

Citi, AMEX, Discover, then Chase.

Highlighted
Established Contributor

Re: Which lender is inquiry sensitive??


john398 wrote:

Barclay's is


for some reason, barclay denied me TWICE as well the past year....lol.... i never get any love from them


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K