My spend is mostly food, followed by gas, and then amazon....
I have the Costco TE which gives me 3% CB on gas purchases, but pretty much 1% on everything else.
Is there a cash back card out there that is not issued by Chase (They won't give me my OWN LOC so long as my repo is reporting..) that is strong in these two catergories?
Is food restaurants (in which case Cash Plus is good, although Fast Food and restaurants are different categories on that card) or groceries (in which case Sallie Mae works, and covers gas and bookstores as well). If it is groceries, BCP/BCE/BC also work, but don't cover Amazon/bookstores.
I imagine they mean this quarter because you get 5% back on dining and movies.
If you are near a Huntington Bank branch you can get the Voice card with 3% on dining with no AF. Citi TYP offers 2X for the no AF version and 3X for the $125 AF version.
Currently, there's a 50K sign up bonus for Cap One's Venture One card. There's a $3K spend requirement, which isn't difficult to meet, considering all the "ways" to spend and pay one's bills.
It's travel redemption only, but quite easy to buy Hotel GCs, and redeem by selling for cash at around 90% face value. So, this would make the 50K points about $450 cash equivalent.
Not bad for a 2% card and first year annual fee waived.