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Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Which non-chase card should I app for?

My spend is mostly food, followed by gas, and then amazon....

 

I have the Costco TE which gives me 3% CB on gas purchases, but pretty much 1% on everything else.

 

Is there a cash back card out there that is not issued by Chase (They won't give me my OWN LOC so long as my repo is reporting..) that is strong in these two catergories?

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
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Re: Which non-chase card should I app for?

Cash+? Set it to restaurants and bookstores. It's capped at 2k per quarter though for 5% categories.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
New Contributor
Posts: 182
Registered: ‎11-26-2013
0

Re: Which non-chase card should I app for?

Discover it.
Discover Tu 730(2/14) DCU Eq 725(2/28)

Bouncing back from new accts and inqs. Hope to be back over 760 soon.
New Contributor
Posts: 182
Registered: ‎11-26-2013
0

Re: Which non-chase card should I app for?

And Sallie Mae
Discover Tu 730(2/14) DCU Eq 725(2/28)

Bouncing back from new accts and inqs. Hope to be back over 760 soon.
Super Contributor
Posts: 10,279
Registered: ‎04-22-2013
0

Re: Which non-chase card should I app for?

Is food restaurants (in which case Cash Plus is good, although Fast Food and restaurants are different categories on that card) or groceries (in which case Sallie Mae works, and covers gas and bookstores as well).  If it is groceries, BCP/BCE/BC also work, but don't cover Amazon/bookstores.

 

Super Contributor
Posts: 10,279
Registered: ‎04-22-2013
0

Re: Which non-chase card should I app for?


samm90 wrote:
Discover it.

Why?

Regular Contributor
Posts: 147
Registered: ‎10-07-2013
0

Re: Which non-chase card should I app for?


longtimelurker wrote:

samm90 wrote:
Discover it.

Why?


I imagine they mean this quarter because you get 5% back on dining and movies.

 

If you are near a Huntington Bank branch you can get the Voice card with 3% on dining with no AF.   Citi TYP offers 2X for the no AF version and 3X for the $125 AF version.


FICO EQ: 733 TU: 727 CS FAKO EX: 737                                                                                               In the garden since 5/9/13
Epic Contributor
Posts: 24,715
Registered: ‎10-23-2007
0

Re: Which non-chase card should I app for?

Ebates will get you 3% at Amazon!

Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
88 Cards and Counting :smileytongue:
Senior Contributor
Posts: 4,694
Registered: ‎02-23-2011
0

Re: Which non-chase card should I app for?

Currently, there's a 50K sign up bonus for Cap One's Venture One card.  There's a $3K spend requirement, which isn't difficult to meet, considering all the "ways" to spend and pay one's bills.

 

It's travel redemption only, but quite easy to buy Hotel GCs, and redeem by selling for cash at around 90% face value.  So, this would make the 50K points about $450 cash equivalent.

 

Not bad for a 2% card and first year annual fee waived.

New Contributor
Posts: 182
Registered: ‎11-26-2013
0

Re: Which non-chase card should I app for?

The IT has 5% for Amazon/online gas and restaurants each for a quarter. Those are the things you said you buy.
Discover Tu 730(2/14) DCU Eq 725(2/28)

Bouncing back from new accts and inqs. Hope to be back over 760 soon.
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