08-19-2009 05:11 PM
Well, just ran CCT and Discover pulled EQ. Guess I'll patiently wait. Now I have 4 INQs on EQ that were made this past year. (the others were credit unions, PennFed and Nasa).
I will let you know what the verdict is. Only baddies are a near 7 year old repo, a CO that's supposed to fall this month, and the public record which should get fixed to Paid Tax Lien by next month. Everything else is good and showing positive-ness. :-)
Should have waited a couple of months. Good luck on the app.
08-19-2009 07:03 PM
Oh wow....mine was way older. What kind of limit did you get compared to what you had before. They actually gave me $1500 when I was in college.....(sigh......)
My limit was $2500 in college, and its $2500 now.
08-20-2009 12:49 PM
08-20-2009 01:00 PM
So far we have acertained MACY's will be a no go for launch, and Discover is a maybe. Any others?
A common and rewarding theme in this forum is "Why not try your local or a national CU?
08-20-2009 01:10 PM
08-21-2009 06:54 AM
Ah Yes! and if you had seen the other posts I have had with TXJohn concerning CU's, you will find that oddly I am that 1:1,000,000,000 that currently has no access to a local CU. Since I am moving in January to be a better local with some very good names in terms of CU's, I dont think it will be worth my time to try and find a loophole with a national one.
You might have some lucky with NASA. I haven't asked them for credit yet, because of my Pennfed experience, but they seem like they will work with me if I want them.
08-21-2009 02:32 PM
08-21-2009 03:40 PM
Just realize that NASA pulls all three CRA's, last I heard. And it seems like there was a post in the last month or so about them being a bit stingy these days.
Very cool card designs, though.
That's good to know.
In my case, I joined them about a few months ago...February if I'm not mistaken. They only showed up on EQ Not on EX or TU. They might have started doing the all three recently. I did not try getting a card from them as I was put off by my Pentagon Federal experience.
Perhaps the local CU may be the way to go. The local one by me (Liberty) only reported to EX. This was about a couple of years ago though, but obviously, I did not want to waste my time. There are others in NJ that I could probably look into though, but Liberty from my recollection was the largest and very near to me. Then again, I hardly ever need to deal with a teller, anyway. Most of my banking is done online or ATM with BOA as there is a bank on every block it seems...lol. But thanks for letting me know about NASA though.
08-21-2009 03:44 PM
08-21-2009 03:56 PM