Which one or ones to choose...Need Advice!

[zrader]

Fico score of 600 and trying to rebuild....Have capital one with 1800 limit but that's it... Cureently util is high so I'm guessing I should pay it down before I apply but what other card/cards should I look at in order to help rebuild... I'm finding Amazon store and chevron gas(both GE I believe) pretty inticing..Any others? Thoughts?

[myjourney]

More info needed

Baddies?

AAoA?

INQ's in the last 12 months?

Fico scores?

Other TL's ...Loans Car mortgage, SL etc 

[zrader]

Sorry I forgot that! She has student loans that apparently thet were in default, then she rehabed them, and went into default again! I know I know Crazy girl... This was before I met her...Everything is paid on time now that's for sure...Unfortunately the student loans show default on the credit report but also showed paid every month.

3 collection accounts for around $1,000 total....going to try to PFD them. 1 inq in the last 12 months. Only Fico she has is 600 from EX...need to pull the others...no other tradelines besides the capital one for $1,800 CL

[takeshi74]

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@zrader wrote:

Cureently util is high so I'm guessing I should pay it down before I apply

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Definitely.  Get those derogs taken care of as well.