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02-10-2009 10:25 AM
I am looking to get a store CC to get some benefits and also raise my scores. I am looking for a CC for a department store or grocery store. Tell me which ones you have?
02-10-2009 10:45 AM
I posed the same question some time ago. For me personally, I thought the following were best:
1. Macy's. Good with giving you a comparably large tradeline. Good coupon offers. You will never lose the store trade line when they give you a Visa (you will have 2 reporting tradelines then). Managed by Citi.
2. Kohl's. Good coupon offers connected to the card. Will always stay a store card (no Visa etc. on offer). Stingy with tradelines. Relatively hard to get. Managed by Chase.
If you are into home improvement: Home Depot (can be a big tradeline). Often gives 0% offers for big items.
02-10-2009 11:14 AM
My favorite store card is Macy's. They will grow with you and have very good offers.
Just make sure whatever store card you receive, it is one that you will use.
I have a JCrew card that I hate and I have to use it once every 6 months to keep it active. Years ago I shopped at jcrew and got the store card. I've had this card for many years. In present time, I think they are so over priced and I hate every time going there to buy something.
Hope this helps
02-10-2009 02:49 PM
02-10-2009 03:28 PM
02-10-2009 06:03 PM
02-10-2009 08:47 PM
do grocery stores really issue credit cards??????
anyhoo, we have: best buy, victoria's secret, catherine's, lane bryant, new york & company, kay jeweler's, ultra diamonds, target, & the now useless mervyn's card.
02-10-2009 09:35 PM
I doubt buying a lot of groceries on a credit card would do much for your credit in a manual reveiw. LOL.
I buy nearly everything I can on a credit card. I like cashback. Even if it's only 1%.
02-11-2009 03:34 AM
I have Macy's, Saks, Walmart and JCP.
I regret having GEMB cards (Walmart and JCP).
We do not have Saks around here
I like Macy's for frequent CLI's.
02-11-2009 06:43 AM