02-10-2009 10:25 AM
I am looking to get a store CC to get some benefits and also raise my scores. I am looking for a CC for a department store or grocery store. Tell me which ones you have?
02-10-2009 10:45 AM
I posed the same question some time ago. For me personally, I thought the following were best:
1. Macy's. Good with giving you a comparably large tradeline. Good coupon offers. You will never lose the store trade line when they give you a Visa (you will have 2 reporting tradelines then). Managed by Citi.
2. Kohl's. Good coupon offers connected to the card. Will always stay a store card (no Visa etc. on offer). Stingy with tradelines. Relatively hard to get. Managed by Chase.
If you are into home improvement: Home Depot (can be a big tradeline). Often gives 0% offers for big items.
02-10-2009 11:14 AM
My favorite store card is Macy's. They will grow with you and have very good offers.
Just make sure whatever store card you receive, it is one that you will use.
I have a JCrew card that I hate and I have to use it once every 6 months to keep it active. Years ago I shopped at jcrew and got the store card. I've had this card for many years. In present time, I think they are so over priced and I hate every time going there to buy something.
Hope this helps
02-10-2009 02:49 PM
02-10-2009 03:28 PM
02-10-2009 06:03 PM
02-10-2009 08:47 PM
do grocery stores really issue credit cards??????
anyhoo, we have: best buy, victoria's secret, catherine's, lane bryant, new york & company, kay jeweler's, ultra diamonds, target, & the now useless mervyn's card.
02-10-2009 09:35 PM
I doubt buying a lot of groceries on a credit card would do much for your credit in a manual reveiw. LOL.
I buy nearly everything I can on a credit card. I like cashback. Even if it's only 1%.
02-11-2009 03:34 AM
I have Macy's, Saks, Walmart and JCP.
I regret having GEMB cards (Walmart and JCP).
We do not have Saks around here
I like Macy's for frequent CLI's.
02-11-2009 06:43 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.