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Which stores can you do the shopping cart trick on?

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lionsfan20
Regular Contributor

Which stores can you do the shopping cart trick on?

I would like to know which ones and how to do it

 

thanks

Message 1 of 55
54 REPLIES 54
jcstarkey8826
Established Contributor

Re: Which stores can you do the shopping cart trick on?

I would also be interested in knowing this. I've hear express, but dont know of any others or how to do it?

 

 

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
Message 2 of 55
tempusfugit123
Frequent Contributor

Re: Which stores can you do the shopping cart trick on?

Any Comenity bank card. i got my hsn that way. only a soft pull

Message 3 of 55
QAMngrGirl
Frequent Contributor

Re: Which stores can you do the shopping cart trick on?

Victoria's Secret - as other said - Comenity Bank

 

The "trick" is during the checkout process (after you have filled out your name, address, etc.), some companies (including Comenity) can run your info against a SP on your credit report to pre-approve you for a credit line. This pre-approval pops up and you agree to the pre-approved credit. You don't actually have to finish the check out process.

 

Special note, asking if you'd like to APPLY for their credit is not the same as "pre-approved for $XXX credit"

Message 4 of 55
injustifiiable
Valued Contributor

Re: Which stores can you do the shopping cart trick on?

Express

Eddie Bauer

Buckle

Crate and Barrell

Abercrombie

Victoria's Secret

 

There's quite a few others...mostly women's clothing stores and a couple furniture places.

 

I just got a recent SP approval through Express a couple days ago....they did the SP on EQ for me but I've heard it's usually EX.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 5 of 55
creditnocash
Valued Contributor

Re: Which stores can you do the shopping cart trick on?


@injustifiiable wrote:

Express

Eddie Bauer

Buckle

Crate and Barrell

Abercrombie

Victoria's Secret

 

There's quite a few others...mostly women's clothing stores and a couple furniture places.

 

I just got a recent SP approval through Express a couple days ago....they did the SP on EQ for me but I've heard it's usually EX.


hmm i was at abercromobie and bought a 250 dollar gift card and she didnt offer me anything... 

guess im not pre approved... not that i wouldve taken it. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
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Citizens Mastercard$7,000

Message 6 of 55
j_casteel
Valued Contributor

Re: Which stores can you do the shopping cart trick on?

this is a list that was posted in a similar thread not too long ago:

 

List of places that issue a store card via a soft pull at checkout: (WFNNB)

Abercrombie & Fitch
American
American Home
American Signature
Furniture
Ann Taylor
Arhaus Furniture
Ashley Stewart
Avenue
Bealls
Bealls Outlet
Blair
Brylane Home
Buckle
Burke's
Outlet
Carter Lumber
Chadwick's
Crate & Barrel
Crescent
Jewelers
CruiseOne Leisure Miles Mastercard
Design Within
Domestications
Dressbarn
Dunlaps
Dutyfree.com
Eddie Bauer
Express
Fastline
Fina
Fortunoff
Friedman's Jewelers
Gander Mountain
Garden Ridge
Gardner-White
Giant Eagle Fuelperks
Goody's
Gordmans
Harlem Furniture
International Male
J. Crew
Jessica London
Kanes/Savon Furniture
KingSize
La Redoute
Levin Furniture
Limited Too
Little Switzerland
Marianne
Maurices
MedChoice Financial
Metrostyle
MyWorld Mastercard
New York & Company
Newport News
OneStopPlus
OSH/ Orchard
Supply Hardware
Pacific Sunwear
Palais Royal
Pamida
Peebles
Pottery Barn/Pottery Barn Kids
Reeds Jewelers
Restoration Hardware
Roaman's
Samuels
Shop At Home Network
Silhouettes
Spiegel
Stage
The Company Store/Company Kids
The Sportsman's Guide
Trek
Undergear
Value City Furniture
Victoria's Secret
West Elm
Woman Within
Woodcraft

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 7 of 55
bostonte
Frequent Contributor

Re: Which stores can you do the shopping cart trick on?

Just because their card is issued by WFNNB / Comenity doesn't mean they do checkout soft pulls.

Message 8 of 55
QAMngrGirl
Frequent Contributor

Re: Which stores can you do the shopping cart trick on?

any non-Comenity Bank credit cards?

Message 9 of 55
athan12
Contributor

Re: Which stores can you do the shopping cart trick on?

Just one quick question. What and how to do and shopping cart trick?

Starting score as of 12/2012: EQ 570
Current score as of 02/2013: EQ 619


Current scores as of 06/2014:
EQ: 640
TU: 650
EX: 655

GOAL: 700
Message 10 of 55
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