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Which stores can you do the shopping cart trick on?

Regular Contributor

Which stores can you do the shopping cart trick on?

I would like to know which ones and how to do it

 

thanks

54 REPLIES
Established Contributor

Re: Which stores can you do the shopping cart trick on?

I would also be interested in knowing this. I've hear express, but dont know of any others or how to do it?

 

 

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
Frequent Contributor

Re: Which stores can you do the shopping cart trick on?

Any Comenity bank card. i got my hsn that way. only a soft pull

Frequent Contributor

Re: Which stores can you do the shopping cart trick on?

Victoria's Secret - as other said - Comenity Bank

 

The "trick" is during the checkout process (after you have filled out your name, address, etc.), some companies (including Comenity) can run your info against a SP on your credit report to pre-approve you for a credit line. This pre-approval pops up and you agree to the pre-approved credit. You don't actually have to finish the check out process.

 

Special note, asking if you'd like to APPLY for their credit is not the same as "pre-approved for $XXX credit"

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Valued Contributor

Re: Which stores can you do the shopping cart trick on?

Express

Eddie Bauer

Buckle

Crate and Barrell

Abercrombie

Victoria's Secret

 

There's quite a few others...mostly women's clothing stores and a couple furniture places.

 

I just got a recent SP approval through Express a couple days ago....they did the SP on EQ for me but I've heard it's usually EX.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Valued Contributor

Re: Which stores can you do the shopping cart trick on?


injustifiiable wrote:

Express

Eddie Bauer

Buckle

Crate and Barrell

Abercrombie

Victoria's Secret

 

There's quite a few others...mostly women's clothing stores and a couple furniture places.

 

I just got a recent SP approval through Express a couple days ago....they did the SP on EQ for me but I've heard it's usually EX.


hmm i was at abercromobie and bought a 250 dollar gift card and she didnt offer me anything... 

guess im not pre approved... not that i wouldve taken it. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor

Re: Which stores can you do the shopping cart trick on?

this is a list that was posted in a similar thread not too long ago:

 

List of places that issue a store card via a soft pull at checkout: (WFNNB)

Abercrombie & Fitch
American
American Home
American Signature
Furniture
Ann Taylor
Arhaus Furniture
Ashley Stewart
Avenue
Bealls
Bealls Outlet
Blair
Brylane Home
Buckle
Burke's
Outlet
Carter Lumber
Chadwick's
Crate & Barrel
Crescent
Jewelers
CruiseOne Leisure Miles Mastercard
Design Within
Domestications
Dressbarn
Dunlaps
Dutyfree.com
Eddie Bauer
Express
Fastline
Fina
Fortunoff
Friedman's Jewelers
Gander Mountain
Garden Ridge
Gardner-White
Giant Eagle Fuelperks
Goody's
Gordmans
Harlem Furniture
International Male
J. Crew
Jessica London
Kanes/Savon Furniture
KingSize
La Redoute
Levin Furniture
Limited Too
Little Switzerland
Marianne
Maurices
MedChoice Financial
Metrostyle
MyWorld Mastercard
New York & Company
Newport News
OneStopPlus
OSH/ Orchard
Supply Hardware
Pacific Sunwear
Palais Royal
Pamida
Peebles
Pottery Barn/Pottery Barn Kids
Reeds Jewelers
Restoration Hardware
Roaman's
Samuels
Shop At Home Network
Silhouettes
Spiegel
Stage
The Company Store/Company Kids
The Sportsman's Guide
Trek
Undergear
Value City Furniture
Victoria's Secret
West Elm
Woman Within
Woodcraft

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Frequent Contributor

Re: Which stores can you do the shopping cart trick on?

Just because their card is issued by WFNNB / Comenity doesn't mean they do checkout soft pulls.

Frequent Contributor

Re: Which stores can you do the shopping cart trick on?

any non-Comenity Bank credit cards?

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Contributor

Re: Which stores can you do the shopping cart trick on?

Just one quick question. What and how to do and shopping cart trick?

Starting score as of 12/2012: EQ 570
Current score as of 02/2013: EQ 619


Current scores as of 06/2014:
EQ: 640
TU: 650
EX: 655

GOAL: 700