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Who Gave Me Credit.com

Frequent Contributor

Who Gave Me Credit.com

At this website, customers tell you who approved or did not approve them for a credit card, the scores they had at the time and other pertinent information like annual fees, derogs on their credit report, etc.

 

Thought it might be helpful.

 

www.whogavemecredit.com

“Faith is taking the first step even when you don’t see the whole staircase.”
Message 1 of 11
10 REPLIES
Moderator Emerita

Re: Who Gave Me Credit.com

We've used it a lot over the years, but it has gone seriously downhill.

You never know if people are using FICO's or FAKO's, or if they even know which CRA was pulled. Lots of other info is pretty shaky, and the site has gotten cluttered up with some pretty gross stuff.

But that being said, it's a start. Just don't take it as gospel, that's for sure.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 11
Frequent Contributor

Re: Who Gave Me Credit.com

are there any better websites out there for this sort of info?
Message 3 of 11
Established Member

Re: Who Gave Me Credit.com

creditboards dot com has am excellent credit pulls database that is updated constantly and seems to have far more details than whogavemecredit.
Message 4 of 11
Senior Contributor

Re: Who Gave Me Credit.com


mrancier wrote:
creditboards dot com has am excellent credit pulls database that is updated constantly and seems to have far more details than whogavemecredit.

While the info there is more accurate, there are several sections that are old & I have never been able to add to it.  Seems to take forever to lose your "training wheels" over there.



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15

Message 5 of 11
Established Member

Re: Who Gave Me Credit.com

The stickied info on the board is a bit stale, and the posting is so fast an furious that you have to keep bumping your posts just to get some more folks to read your questions, however, the credit pulls DB is quite fresh and updated consistently.
Message Edited by mrancier on 02-26-2010 01:53 PM
Message 6 of 11
Regular Contributor

Re: Who Gave Me Credit.com


haulingthescoreup wrote:
We've used it a lot over the years, but it has gone seriously downhill.

You never know if people are using FICO's or FAKO's, or if they even know which CRA was pulled. Lots of other info is pretty shaky, and the site has gotten cluttered up with some pretty gross stuff.

But that being said, it's a start. Just don't take it as gospel, that's for sure.
It would be really useful if myfico.com started a similar site, except that only posters from the forum would be allowed to post to it. That way, you'd have some control over the quality of information. It would be extremely useful... 

 

Message 7 of 11
Established Member

Re: Who Gave Me Credit.com

That sounds like an excellent idea, but I'm afraid that it may be a conflict of interest for FICO.  I imagine it would not look good to their clients if they start helping people make informed decisions about who to apply for and when, based on the score needed and which Bureau they pull.  Look at what happened with Experian.  Some companies might not like that.  I do think that this forum is kept pretty clean and orderly, so a similar DB here would be quite useful, but the one at creditboards is quite good.
Message Edited by mrancier on 02-27-2010 08:55 AM
Message Edited by mrancier on 02-27-2010 08:55 AM
Message 8 of 11
Moderator Emerita

Re: Who Gave Me Credit.com

It's more a question of how we could set it up within the Lithium (forums host) format. Believe me, the idea has been kicked around a lot.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 9 of 11
Frequent Contributor

Re: Who Gave Me Credit.com


mrancier wrote:
creditboards dot com has am excellent credit pulls database that is updated constantly and seems to have far more details than whogavemecredit.

+1

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Message 10 of 11