No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Creditor: REEDS/WFNNB
Which CRA they pull: EX
Score at the time: TRUECREDIT 620 , don't know FICO score
State of residence: NC
Decision: ONLINE
CL: $500 GIVEN ONLINE BUT CALLED AND WAS GIVEN $2200 AND THEY ASKDED IF I NEEDED MORE....
App. Date: 3-2-2009
I have one 5+ year old charge-off, one 5+ year old paid collection and 2 30 day lates earliest being 3yrs 9months ago.
Product: LL Bean CC
Creditor: Juniper
Which CRA they pull: TU
Score at the time: 660
State of residence: OR
Decision: Aproved
CL: 1K
APR: 11.9%
APP Date: 4/1/09
Thoughts?: Got decline first for no revolving history, but after calling backdoor number (corporate office) got approved.
Product: Furniture
Creditor: American Signature
Which CRA they pull: EX
Score at the time: 690
State of residence: FL
Decision: Yes
CL: $2000
APR: not sure--did not end up using card; will buy a vase or something to keep active
APP Date: Dec. 2008
Product: Electronics
Creditor: Best Buy Store Card
Which CRA they pull: EQ
Score at the time: 660's
State of residence: FL
Decision: Yes
CL: $2200
APR: 14.9%
APP Date: December 2008
Product: Household/Clothing
Creditor: Macy's
Which CRA they pull: EX
Score at the time: 690
State of residence: FL
Decision: Yes
CL:$800, then GLI of $400 at 3 month date
APR: Have to check
APP Date: Dec. 2008
bump